Schenectady County and Rotterdam Town property record for 1074 Inner Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,422 sqft · built 1951 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (May 2023) |
| Tax Bill | $5,487 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-6-14 |
| Primary APN | 422800 59.14-6-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| Upper Floors Area | 375 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1074 INNER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,2DM,BZ COLDBROOK-462 5.-376-20 |
| Legal Subdivision | COLD BROOK |
| Legal Block | 6 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 32902 |
1074 Inner Dr is owned and occupied by two individuals who bought it in May 2023.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1074 INNER DR, SCHENECTADY, NY 12303-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Mar 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on File |
| Deed Sale | May 16, 2023 · Amount on File |
| Prior Sale | Sep 19, 2013 · Amount on File |
| Deed Document Number | 202327707 |
| Deed Book / Page | 2107 / 985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 16, 2023 |
| Property Address | 1074 INNER DR, SCHENECTADY, NY 12303-4223 |
| Document Number | 0000027707 |
| Book / Page | 2107 / 985 |
| Map Reference | DR 65 MAP 68 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 202327707 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1074 INNER DR, SCHENECTADY, NY 12303-4223 |
| Name | Verified Name |
|---|---|
| Address | 10 FARNSWORTH DR APT 8, 8, SLINGERLANDS, NY 12159-9735 |
| Document Number | 0000027708 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 202327708 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1074 INNER DR, SCHENECTADY, NY 12303-4223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1074 INNER DR, SCHENECTADY, NY 12303-4223 |
| Document Number | 0000014132 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 5211/115 |
| Instrument | 202214132 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 259 Months |
| Due | Oct 1, 2043 |
The 2026 property tax bill for 1074 Inner Dr was $5,487, up 1.7% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,487.00 (+1.71%) | ||
| 2025 | $5,395.00 | $147,000 Land $9,500 Building $137,500 | $226,200 Land $14,618 Building $211,582 |
| 2023 | $147,000 Land $9,500 Building $137,500 | $193,400 Land $12,499 Building $180,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1074 Inner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1074 Inner Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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