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1082 Inner Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1082 Inner Dr, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,367 sqft · built 1950
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$207,000 (Nov 2021)
Tax Bill$5,487 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.14-6-16

Property Details

APN / Parcel Number

Primary APN422800 59.14-6-16
Alternative APN
  • 280005901400060160000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,367 sqft Living Area
1st Floor Area992 sqft
Upper Floors Area375 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions144 ft deep x 70 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1082 INNER DR
CitySCHENECTADY
StateNY
Zip12303-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,2DM,BZY COLDBROOK - 464 5.-376-22
Legal SubdivisionCOLD BROOK
Legal Block6
Legal Lot Number16.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3007
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1082 INNER DR, SCHENECTADY, NY 12303-4223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2021 · Amount on Record
Deed SaleNov 4, 2021 · Amount on Record
Prior SaleJun 2, 2015 · Amount on Record
Deed Document Number202155119
Deed Book / Page2070 / 805
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 4, 2021
Property Address1082 INNER DR, SCHENECTADY, NY 12303-4223
Document Number0000055119
Book / Page2070 / 805
Map ReferenceDR 65 MAP 68
Instrument DateOct 20, 2021
Instrument202155119
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$828.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1082 INNER DR, 1082, SCHENECTADY, NY 12303-4223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 KEATOR DR, SCHENECTADY, NY 12306-2514

Mortgage

Document Number0000055120
DateNov 4, 2021
Instrument202155120
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,487.00 (+1.71%)
2025$5,395.00$147,000 (-) Land $11,300 Building $135,700$226,200 (+16.96%) Land $17,388 Building $208,812
2023$147,000 Land $11,300 Building $135,700$193,400 Land $14,867 Building $178,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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