Schenectady County and Rotterdam Town property record for 1070 Inner Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,125 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Apr 2026) |
| Tax Bill | $4,490 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-6-13 |
| Primary APN | 422800 59.14-6-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Upper Floors Area | 375 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 113 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1070 INNER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2 COLDBROOK-461 5.-376-19 |
| Legal Block | 6 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 32902 |
1070 Inner Dr is owned and occupied by an individual who bought it in April 2026.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 GREENHILL CT, ALBANY, NY 12203-5617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage BAY VIEW FEDERAL CREDIT UNION |
| Aug 24, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Jan 11, 2016 · Amount on File |
| Deed Document Number | 20267747 |
| Deed Book / Page | 2169 / 772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 6, 2026 |
| Property Address | 1070 INNER DR, SCHENECTADY, NY 12303-4223 |
| Document Number | 0000007747 |
| Book / Page | 2169 / 772 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026.7747 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,820.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 GREENHILL CT, ALBANY, NY 12203-5617 |
| Document Number | 0000007748, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026.7748 |
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000007749, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026.7749 |
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1070 INNER DR, SCHENECTADY, NY 12303-4223 |
| Document Number | 0000039362 |
| Book / Page | 004784 / 000661 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Title Company | CASCADE SETTLEMENT AGENCY, CASCADE SETTLEMENT AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1070 INNER DR SCHENECTADY NY 123034223, SCHENECTADY, NY 12303-4223 |
| Document Number | 0000039362 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 004784/000661 |
| Instrument | 39362 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2047 |
The 2026 property tax bill for 1070 Inner Dr was $4,490 with a veteran's exemption, up 1.7% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,490.00 (+1.72%) Veteran's exemption | ||
| 2025 | $4,414.00 | $128,000 Land $9,900 Building $118,100 | $196,900 Land $15,229 Building $181,671 |
| 2023 | $128,000 Land $9,900 Building $118,100 | $168,400 Land $13,025 Building $155,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1070 Inner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1070 Inner Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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