1074 E 460 S, Provo, UT 84606 Property Records

Utah County property record for 1074 E 460 S, Provo, UT 84606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,600 sqft · built 1945
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$578,550 (Oct 2025)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-006-0054`

Property Details

APN / Parcel Number

Primary APN	`55-006-0054`
Alternative APN	`087380`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,600 sqft
Basement Area	1,216 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1981
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Carport
Garage Area	512 sqft
Carport	Carport
Carport Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	304 sqft
Deck Area	Deck Area
Patio Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	087380
Street Address	1074 E 460 S
City	PROVO
State	UT
Zip	84606-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 4, PLAT B, WASATCH GARDENS SUBDIVISION.
Legal Subdivision	WASATCH GARDENS SUB
Legal Block	4
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2011
Census Tract	2703

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 N 850 W, OREM, UT 84057-4547
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer JOSEPH OSBEORNE ETAL
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
May 10, 2021	Warranty Deed, Transfer INWEST TITLE SERVICES INC
Oct 26, 2020	Deed of Trust, Mortgage INTERCAP LNDG
Apr 20, 2020	Deed of Trust, Mortgage INTERCAP LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	202576817
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	0000003467
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 6, 2025
Property Address	1074 E 460 S, PROVO, UT 84606-5230
Document Number	0000076817
Instrument Date	Oct 2, 2025
Instrument	76817:2025
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	REAL ADVANTAGE TITLE, REAL ADVANTAGE TITLE INSURA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 N 850 W, OREM, UT 84057-4547

Mortgage

Document Number	0000076818
Date	Oct 6, 2025
Instrument	76818:2025

Lender

Name	JOSEPH OSBEORNE ETAL
Type	Private Party

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1074 E 460 S, PROVO, UT 84606-5230
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	STEWART TITLE INS AGCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087380
Date	May 10, 2021
Instrument	87380:2021

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 10, 2021
Property Address	1074 E 460 S, PROVO, UT 84606-5230
Document Number	0000087293
Instrument Date	May 7, 2021
Instrument	87293:2021
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	INWEST TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1074 E 460 S, PROVO, UT 84606-5230

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1074 E 460 S, PROVO, UT 84606-5230
Document Number	0000171501
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1074 E 460 S PROVO UT 846065230, PROVO, UT 84606-5230

Mortgage

Document Number	0000171501
Date	Oct 30, 2020
Instrument	171501

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1074 E 460 S, PROVO, UT 84606-5230
Document Number	0000054120
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1074 E 460 S PROVO UT 846065230, PROVO, UT 84606-5230

Mortgage

Document Number	0000054120
Date	Apr 24, 2020
Instrument	54120

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,490 (-44.66%)	$491,800 (+0.61%) Land $184,000 Building $307,800
2025	$2,694.00 (+0.04%)	$488,800 (+100.62%) Land $167,300 Building $321,500	$488,800 (+10.34%) Land $167,300 Building $321,500
2024	$2,693.00 (+7.29%)
2023	$2,510.00 (-2.56%)	$243,650	$443,000 Land $159,300 Building $283,700
2022	$2,576.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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