10734 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10734 S Fork Loop, Panama City, FL 32404

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,323 sqft · built 1992
Lot Size0.495 acres (21,562 sqft)
OwnerIndividual Name on Record
Last Sale$16,000 (Jul 2004)
Tax Bill$182 (2025)
Flood ZoneZone X (minimal risk)
APN03811-571-000

Property Details

APN / Parcel Number

Primary APN03811-571-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,323 sqft Living Area
1st Floor Area1,323 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area21,562 sqft (0.495 acres)
Lot Dimensions198 ft deep x 100 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10734 S FORK LOOP
CityPANAMA CITY
StateFL
Zip32404-4888
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeBC16
Legal DescriptionCREEK HOLLOW EST UNIT #2 201B LOT 21 ORB 3726 P 686
Legal Range12W
Legal Township02S
Legal Section16
Legal SubdivisionCREEK HOLLOW EST
Legal Lot Number21
Legal Unit2
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group3
Census Block3034
Census Tract302

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10734 S FORK LOOP, PANAMA CITY, FL 32404-4888
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2004 · Amount on Record
Deed SaleJul 7, 2004 · Amount on Record
Prior SaleJul 23, 2003 · Amount on Record
Deed Document Number200452706
Deed Book / Page2470 / 385
Last Transfer DateAug 13, 2015
Transfer Doc0037260686
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$182.00 (-12.08%) Homeowner's exemption$39,717 (+35.65%)$48,708 (+62.29%) Land $27,942 Building $20,766
2024$207.00 (+122.58%)
2023$93.00 (+17.72%) Homeowner's exemption$29,278 (+3%)$30,013 (+5.59%) Land $20,805 Building $9,208
2022$79.00 Homeowner's exemption$28,425 Land $19,958 Building $8,467$28,425 Land $19,958 Building $8,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims10 (2014–2021)
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Fork Loop

Nearby Streets

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