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10805 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10805 S Fork Loop, Panama City, FL 32404

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,976 sqft · built 2001
Lot Size1 acres (43,952 sqft)
OwnerCompany Name on File
Last Sale$24,000 (Feb 2019)
Tax Bill$853 (2025)
Deeds & MortgagesFeb 2019 Sale
Flood ZoneZone X (minimal risk)
APN03811-573-000

Property Details

APN / Parcel Number

Primary APN03811-573-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,976 sqft Heated Area
Gross Area2,144 sqft
1st Floor Area1,976 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,952 sqft (1 acres)
Lot Dimensions199 ft deep x 221 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPorch
Porch Area168 sqft
Deck Area168 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address10805 S FORK LOOP
CityPANAMA CITY
StateFL
Zip32404-4877
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeBC16
Legal DescriptionCREEK HOLLOW EST UNIT #2 201B LOT 44 ORB 4086 P 2074
Legal Range12W
Legal Township02S
Legal Section16
Legal SubdivisionCREEK HOLLOW ESTATE
Legal Lot Number44
Legal Unit2
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group3
Census Block3034
Census Tract302

Owner

10805 S Fork Loop, a mobile home, is owned by a company that bought it in February 2019.

Source: Bay County records, as of January 23, 2026

Owner of RecordCompany Name on File
Mailing Address99 CHURCHILL DR, SANTA ROSA BEACH, FL 32459-7035
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2019 · Amount on File
Deed SaleFeb 5, 2019 · Amount on File
Prior SaleJan 30, 2001 · Amount on File
Deed Document Number2019013631
Deed Book / Page4086 / 2074
Record UpdatedJun 8, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 5, 2019
Property Address10805 S FORK LOOP, PANAMA CITY, FL 32404-4877
Document Number0040862074
Book / Page004086 / 002074
Instrument DateFeb 1, 2019
Instrument13631
Transaction TypeTransfer
Record UpdatedFeb 13, 2019
Title CompanyBRADLEY TITLE CORPORATION, BRADLEY TITLE CORP

Transaction

AmountAmount on Record
Tax$168.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address99 CHURCHILL DR SANTA ROSA BEACH FL 324597035, SANTA ROSA BEACH, FL 32459-7035

Tax Assessment & Valuation

The 2025 property tax bill for 10805 S Fork Loop was $853, up 3.6% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$853.00 (+3.65%)$68,983 (+8.13%) Land $38,595 Building $30,388$68,983 (+8.13%) Land $38,595 Building $30,388
2024$823.00 (+8.43%)$63,799 (+11.05%) Land $35,085 Building $28,714$63,799 (+11.05%) Land $35,085 Building $28,714
2023$759.00 (+15.53%)$57,451 (+7.41%) Land $28,737 Building $28,714$57,451 (+7.41%) Land $28,737 Building $28,714
2022$657.00$53,490 Land $27,567 Building $25,923$53,490 Land $27,567 Building $25,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10805 S Fork Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims10 (2014–2021)
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10805 S Fork Loop is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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