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10726 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10726 S Fork Loop, Panama City, FL 32404

Property Summary

Property TypeMobile Home
Details4 bd · 3 ba · 2,052 sqft · built 2003
Lot Size0.464 acres (20,211 sqft)
Owner2 Individual Names on File
Last Sale$22,500 (Dec 2011)
Tax Bill$639 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Apr 2023 Transfer
Flood ZoneZone X (minimal risk)
APN03811-602-000

Property Details

APN / Parcel Number

Primary APN03811-602-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,052 sqft Living Area
1st Floor Area2,052 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area20,211 sqft (0.464 acres)
Lot Dimensions220 ft deep x 100 ft wide
Deck AreaDeck Area
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10726 S FORK LOOP
CityPANAMA CITY
StateFL
Zip32404-4888
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeBC16
Legal DescriptionCREEK HOLLOW EST UNIT #3 LOT 23 ORB 4680 P 2025
Legal Range12W
Legal Township02S
Legal Section16
Legal SubdivisionCREEK HOLLOW EST
Legal Lot Number23
Legal Unit3
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group3
Census Block3034
Census Tract302

Owner

Source: Bay County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7501 BAYOU GEORGE DR, PANAMA CITY, FL 32404-4060
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Line of Credit
INNOVATIONS FINANCIAL CU
Apr 21, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2011 · Amount on File
Deed SaleDec 14, 2011 · Amount on File
Prior SaleOct 7, 2010 · Amount on File
Deed Document Number201163291
Deed Book / Page3372 / 1214
Prior Transfer DateDec 13, 2011
Prior Transfer Doc0033721214
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address10726 S FORK LOOP, PANAMA CITY, FL 32404-4888
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7501 BAYOU GEORGE DR, PANAMA CITY, FL 32404-4060

Mortgage

Document Number0049931924
DateJan 20, 2026
Book Page4993/1924
Instrument2026003395
Lender
NameINNOVATIONS FINANCIAL CU
TypeCredit Union
AddressPANAMA CITY, FL 32406
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJan 16, 2041

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateApr 21, 2023
Property Address10726 S FORK LOOP, PANAMA CITY, FL 32404-4888
Document Number0046802025
Book / Page4680 / 2025
Map ReferenceMB 18 PG 35
Instrument DateApr 20, 2023
Instrument2023024577
Transaction TypeTransfer
Record UpdatedMay 8, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7501 BAYOU GEORGE DR, PANAMA CITY, FL 32404-4060

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7501 BAYOU GEORGE DR, PANAMA CITY, FL 32404-4060

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$639.00 (+1.11%)$51,690 (+16.67%) Land $22,158 Building $29,532$51,690 (+16.67%) Land $22,158 Building $29,532
2024$632.00 (+6.4%)
2023$594.00 (+117.58%)$44,306 (+118.78%) Land $16,498 Building $27,808$44,306 (+118.78%) Land $16,498 Building $27,808
2022$273.00$20,251 Land $15,826 Building $4,425$20,251 Land $15,826 Building $4,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims10 (2014–2021)
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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