10717 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10717 S Fork Loop, Panama City, FL 32404

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 2003
Lot Size	0.514 acres (22,433 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2023)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`03811-623-000`

Property Details

APN / Parcel Number

Primary APN	`03811-623-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Heated Area
Gross Area	2,292 sqft
1st Floor Area	2,052 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,433 sqft (0.514 acres)
Lot Dimensions	218 ft deep x 98 ft wide
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	10717 S FORK LOOP
City	PANAMA CITY
State	FL
Zip	32404-4883
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BC16
Legal Description	CREEK HOLLOW EST UNIT #3 201B LOT 61 ORB 4731 P 464
Legal Range	12W
Legal Township	02S
Legal Section	16
Legal Subdivision	CREEK HOLLOW ESTATE
Legal Lot Number	61
Legal Unit	3
Jurisdiction	BAY FL
Township / Civil Division	YOUNGSTOWN
Census Block Group	3
Census Block	3037
Census Tract	302

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10717 S FORK LOOP, PANAMA CITY, FL 32404-4883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · VA Mortgage LAND-HOME FINANCIAL SERVICES
Dec 7, 2020	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	0004731464
Deed Book / Page	4731 / 464
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 15, 2023
Property Address	10717 S FORK LOOP, PANAMA CITY, FL 32404-4883
Document Number	0047310464
Book / Page	4731 / 464
Map Reference	MB 18 PG 35&36
Instrument Date	Sep 15, 2023
Instrument	2023058937
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	M TITLE GROUP LLC, ITITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9900 S THOMAS DR # DR1513, DR1513, PANAMA CITY BEACH, FL 32408-3804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10717 S FORK LOOP, PANAMA CITY, FL 32404-4883

Mortgage

Document Number	0004731466
Date	Sep 15, 2023
Instrument	4731/466

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 7, 2020
Property Address	10717 S FORK LOOP, PANAMA CITY, FL 32404-4883
Document Number	0043340031
Book / Page	004334 / 000031
Instrument Date	Nov 30, 2020
Instrument	82493
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$588.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 COUNTY ROAD R STEVENS POINT WI 544829712, STEVENS POINT, WI 54482-9712

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,143.00 (+110.1%) Homeowner's exemption	$212,837 (+171.7%) Land $27,697 Building $185,140	$212,837 (+171.7%) Land $27,697 Building $185,140
2023	$1,020.00 (+17.38%)	$78,334 (+9.08%) Land $20,622 Building $57,712	$78,334 (+9.08%) Land $20,622 Building $57,712
2022	$869.00	$71,813 Land $19,783 Building $52,030	$71,813 Land $19,783 Building $52,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	10 (2014–2021)
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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