1072 Breezy Ln, Berea, KY 40403 Property Records

Madison County property record for 1072 Breezy Ln, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$279,900 (Sep 2024)
Tax Bill$2,639 (2025)
Deeds & MortgagesJul 2021 Sale
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0084-0003-0034

Property Details

APN / Parcel Number

Primary APN0084-0003-0034
Alternative APNs
  • 104543
  • 141842
  • 69554

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number69554
Street Address1072 BREEZY LN
CityBEREA
StateKY
Zip40403-9691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBREEZY POINT ESTS LOT 34 PH 2
Legal SubdivisionBREEZY POINT
Legal Phase2
Legal Lot Number34
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1003
Census Tract10901

Owner

1072 Breezy Ln is owned and occupied by an individual who bought it in September 2024.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1072 BREEZY LN, BEREA, KY 40403-9691
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Deed, Transfer
JETT TITLE
Oct 11, 2019Deed, Transfer · FHA Mortgage
REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2024 · Amount on File
Deed SaleSep 30, 2024 · Amount on File
Prior SaleJul 9, 2021 · Amount on File
Deed Document Number2014224481
Deed Book / PageD858 / 74
Record UpdatedJun 8, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 9, 2021
Property Address1072 BREEZY LN, BEREA, KY 40403-9691
Document Number00D808/281
Book / PageD808 / 281
Map ReferenceMB 17 PG 196
Instrument DateJun 30, 2021
Instrument2014044175
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyJETT TITLE

Transaction

AmountAmount on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1729 FLANAGAN STATION RD, WINCHESTER, KY 40391-8854

Transferred To (Grantee/Buyer)

NameVerified Name
Address1072 BREEZY LN, BEREA, KY 40403-9691

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateOct 11, 2019
Property Address1072 BREEZY LN, BEREA, KY 40403-9691
Document NumberD00779/665
Book / PageD00779 / 665
Map ReferenceMB 17 PG 196
Instrument DateOct 9, 2019
Instrument2014000515
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$179.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address160 SHADY OAKS DR, RICHMOND, KY 40475-2191

Transferred To (Grantee/Buyer)

NameVerified Name
Address1072 BREEZY LN, BEREA, KY 40403-9691

Mortgage

Document Number2014000516
DateOct 11, 2019
Instrument2014000516
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Mortgage

Document NumberM01894/017
DateOct 11, 2019
Book PageM01894/017
Instrument2014000517
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueNov 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1072 Breezy Ln was $2,639 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,639.00 Additional exemption filed$279,900$279,900
2023$2,182.00$225,000$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1072 Breezy Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1072 Breezy Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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