Madison County property record for 1061 Breezy Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $252,000 (Oct 2020) |
| Tax Bill | $1,913 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0084-0001-0011 |
| Primary APN | 0084-0001-0011 |
|---|---|
| Alternative APNs |
|
| Account Number | 65779 |
|---|---|
| Street Address | 1061 BREEZY LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BREEZY POINT ESTS LOT 11 PH 1 |
| Legal Subdivision | BREEZY POINT |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10901 |
1061 Breezy Ln is owned and occupied by an individual who bought it in October 2020.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1061 BREEZY LN, BEREA, KY 40403-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Jun 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Jul 22, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Oct 16, 2020 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on File |
| Deed Sale | Oct 16, 2020 · Amount on File |
| Deed Document Number | 2014022384 |
| Deed Book / Page | D00795 / 607 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1061 BREEZY LN, BEREA, KY 40403-9691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01792/055 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | M01792/055 |
| Instrument | 2013972556 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1061 BREEZY LN, BEREA, KY 40403-9691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01869/649 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | M01869/649 |
| Instrument | 2013994263 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1061 BREEZY LN, BEREA, KY 40403-9691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01876/435 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | M01876/435 |
| Instrument | 2013995876 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 19, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 16, 2020 |
| Property Address | 1061 BREEZY LN, BEREA, KY 40403-9691 |
| Document Number | D00795/607 |
| Book / Page | D00795 / 607 |
| Map Reference | MB 13 PG 187 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2014022384 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $252.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 603 NATURE WALK BLVD SW, HUNTSVILLE, AL 35824-3227 |
| Name | Verified Name |
|---|---|
| Address | 1061 BREEZY LN, BEREA, KY 40403-9691 |
The 2025 property tax bill for 1061 Breezy Ln was $1,913 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,913.00 Homeowner's exemption | $252,000 | $252,000 |
| 2023 | $1,994.00 Homeowner's exemption | $252,000 | $252,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1061 Breezy Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1061 Breezy Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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