Madison County property record for 1060 Breezy Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $314,999 (Aug 2024) |
| Tax Bill | $2,970 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0084-0003-0032 |
| Primary APN | 0084-0003-0032 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 64978 |
|---|---|
| Street Address | 1060 BREEZY LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BREEZY POINT ESTS LOT 32 PH 2 |
| Legal Subdivision | BREEZY POINT |
| Legal Phase | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10901 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1060 BREEZY LN, BEREA, KY 40403-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Aug 7, 2024 | Deed, Transfer LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Jun 21, 2018 | Warranty Deed, Transfer · FHA Mortgage CENTURY LENDING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on Record |
| Deed Sale | Aug 7, 2024 · Amount on Record |
| Prior Sale | Jun 21, 2018 · Amount on Record |
| Deed Document Number | 2014216131 |
| Deed Book / Page | D855 / 783 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1060 BREEZY LN, BEREA, KY 40403-9691 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2113/222 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | M2113/222 |
| Instrument | 2014065714 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 7, 2024 |
| Property Address | 1060 BREEZY LN, BEREA, KY 40403-9691 |
| Document Number | 00D855/783 |
| Book / Page | D855 / 783 |
| Map Reference | MB 17 PG 196 |
| Instrument Date | Aug 5, 2024 |
| Instrument | 2014216131 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 44, ROBINSON CREEK, KY 41560-0044 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1060 BREEZY LN, BEREA, KY 40403-9691 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 21, 2018 |
| Property Address | 1060 BREEZY LN, BEREA, KY 40403-9691 |
| Document Number | D00761/047 |
| Book / Page | D00761 / 047 |
| Map Reference | MB17 PG196 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2013977575 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1060 BREEZY LN, BEREA, KY 40403-9691 |
| Name | Verified Name |
|---|---|
| Address | 1060 BREEZE LAME, BEREA, KY 40403 |
| Document Number | 2013977576 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 2013977576 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,970.00 (+69.23%) Additional exemption filed | $314,999 (+74.03%) | $314,999 (+74.03%) |
| 2023 | $1,755.00 | $181,000 | $181,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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