10718 Ruger Rd, Willis, TX 77378 Property Records

Montgomery County property record for 10718 Ruger Rd, Willis, TX 77378

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,901 sqft · built 2022
Lot Size2 acres (87,164 sqft)
OwnerIndividual Name on File
Tax Bill$8,128 (2024)
Deeds & MortgagesApr 2023 Mortgage
Jul 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN8282-03-02900

Property Details

APN / Parcel Number

Primary APN8282-03-02900
Alternative APN
  • R517361

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,901 sqft Living Area
1st Floor Area2,901 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area87,164 sqft (2 acres)
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area839 sqft

Location & Zoning

Account NumberR517361
Street Address10718 RUGER RD
CityWILLIS
StateTX
Zip77378-4254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS828203 - REPUBLIC GRAND RANCH 03, BLOCK 2, LOT 1
Legal SubdivisionREPUBLIC GRAND RANCH 03
Legal Block2
Legal Lot Number1
JurisdictionMONTGOMERY TX
Township / Civil DivisionWILLIS
Census Block Group1
Census Block1015
Census Tract694107

Owner

Source: Montgomery County records · APN 8282-03-02900

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10718 RUGER RD, WILLIS, TX 77378-4254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2023Deed of Trust, Mortgage · Conventional Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jul 01, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST FINANCIAL BANK NA
May 15, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST FINANCIAL BANK NA
Jul 02, 2021Vendor's Lien, Transfer · Stand-Alone Second Mortgage
FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2021
Deed SaleJul 02, 2021
Deed Document Number2021091424
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address10718 RUGER RD, WILLIS, TX 77378-4254
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON

Transferred To (Grantee/Buyer)

NameVerified Name
Address10718 RUGER RD, WILLIS, TX 77378-4254

Mortgage

Document Number0000029660
DateApr 06, 2023
Instrument2023029660
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address10718 RUGER RD, WILLIS, TX 77378-4254
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000083817
DateJul 01, 2022
Instrument2022083817
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressCONROE, TX 77304
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term11 Months
DueJun 29, 2023

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address10718 RUGER RD, WILLIS, TX 77378-4254
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042684
DateMay 15, 2023
Instrument2023042684
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressCONROE, TX 77304
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 25, 2038

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJul 02, 2021
Property Address10718 RUGER RD, WILLIS, TX 77378-4254
Document Number0000091424
Map ReferenceCAB Z SH 7393
Instrument DateJul 01, 2021
Instrument2021091424
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address183 WATER ST, WILLIAMSTOWN, MA 01267-2830

Transferred To (Grantee/Buyer)

NameVerified Name
Address12809 PELICAN ISLAND DR, WILLIS, TX 77318-5259
InvestorPossibly a Property Investor

Mortgage

Document Number0000091425
DateJul 02, 2021
Instrument2021091425
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueJul 01, 2026

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictWillis Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$712,774 (+1%) Land $166,050 Building $797,796$963,846 (+48.75%) Land $166,050 Building $797,796
2024$8,128.00 (+399.88%) Homeowner's exemption Senior Citizen's exemption$647,976 (+547.78%) Land $166,050 Building $481,926$647,976 (+547.78%) Land $166,050 Building $481,926
2023$1,626.00$100,030 Land $100,030$100,030 Land $100,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396941071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 9 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
940 / 35
T-Mobile USA
Fixed Wireless
100 / 20

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