Lorain County property record for 10713 W Ridge Rd, Elyria, OH 44035
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 4 bd · 2 ba · 2,787 sqft · built 1986 |
| Lot Size | 11.5 acres (500,940 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,111 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-010-000-068 |
| Primary APN | 10-00-010-000-068 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,787 sqft Gross Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 500,940 sqft (11.5 acres) |
| Lot Width | 4 ft Width |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 510 sqft |
| Patio Area | 260 sqft |
| Pole Barn | 1,728 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 10713 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7475 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 21-10-010A -046-00 |
| Legal Subdivision | CARLISLE SEC 10 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71500 |
10713 W Ridge Rd, an agricultural property, is owned and occupied by an individual who acquired it in February 2019.
Source: Lorain County records, as of April 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10713 W RIDGE RD, ELYRIA, OH 44035-7475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK |
| Feb 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 12, 2019 |
| Transfer Doc | 0000704900 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10713 W RIDGE RD, ELYRIA, OH 44035-7475 |
| Document Number | 0000740867 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|---|
| Address | 10713 W RIDGE RD ELYRIA OH 440357475, ELYRIA, OH 44035-7475 |
| Document Number | 0000740867 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 740867 |
| Name | DOLLAR BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 19, 2019 |
| Property Address | 10713 W RIDGE RD, ELYRIA, OH 44035-7475 |
| Document Number | 0000704900 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 704900 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10713 W RIDGE RD ELYRIA OH 440357475, ELYRIA, OH 44035-7475 |
The 2025 property tax bill for 10713 W Ridge Rd was $4,111 with a homeowner's exemption, down 10.9% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,111.00 (-10.92%) Homeowner's exemption | $147,070 (+%) Land $46,010 Building $101,060 | $420,190 (-) Land $131,460 Building $288,730 |
| 2024 | $4,615.00 (+41.83%) | $147,067 (+62.06%) Land $46,011 Building $101,056 | $420,190 (+62.06%) Land $131,460 Building $288,730 |
| 2023 | $3,254.00 (-13.66%) | $90,748 (%) Land $32,795 Building $57,953 | $259,280 Land $93,700 Building $165,580 |
| 2022 | $3,769.00 Additional exemption filed | $90,750 Land $32,800 Building $57,950 | |
| 2021 | $259,280 Land $93,700 Building $165,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10713 W Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10713 W Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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