10700 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 10700 W Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,079 sqft · built 1986
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jun 2026)
Tax Bill	$5,257 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-010-000-064`

Property Details

APN / Parcel Number

Primary APN	`10-00-010-000-064`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,079 sqft Living Area
1st Floor Area	2,004 sqft
Upper Floors Area	1,075 sqft
Basement Area	1,530 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	304,920 sqft (7 acres)
Garage Type	Detached
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	594 sqft
Shed	1 Shed
Shed Area	396 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	10700 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-7476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -063 7.02 AC
Legal Subdivision	CARLISLE SEC 10
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1016
Census Tract	71500

Owner

Source: Lorain County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10700 W RIDGE RD, ELYRIA, OH 44035-7476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Sep 22, 2009 · Amount on Record
Deed Document Number	202699307
Prior Transfer Date	Oct 31, 2005
Prior Transfer Doc	0000107954
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 11, 2026
Property Address	10700 W RIDGE RD, ELYRIA, OH 44035-7476
Document Number	0000099307
Instrument Date	Jun 8, 2026
Instrument	202699307
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10700 W RIDGE RD, ELYRIA, OH 44035-7476

Mortgage

Document Number	0000099308,
Date	Jun 11, 2026
Instrument	202699308

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,257.00 (-2.01%) Homeowner's exemption	$133,050 (%) Land $31,490 Building $101,560	$380,150 (-) Land $89,970 Building $290,180
2024	$5,365.00 (+3.69%)	$133,053 (+25.76%) Land $31,490 Building $101,563	$380,150 (+25.77%) Land $89,970 Building $290,180
2023	$5,174.00 (+0.74%)	$105,795 (%) Land $32,886 Building $72,909	$302,270 (-) Land $93,960 Building $208,310
2022	$5,136.00	$105,800 Land $32,890 Building $72,910
2021			$302,270 Land $93,960 Building $208,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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