10570 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 10570 W Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,536 sqft · built 2024
Lot Size	6.37 acres (277,477 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Dec 2021)
Tax Bill	$6,534 (2025)
Deeds & Mortgages	Oct 2022 Transfer Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-010-000-045`

Property Details

APN / Parcel Number

Primary APN	`10-00-010-000-045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	776 sqft
Basement Area	760 sqft
Family Room	Family Room

Exterior

Year Built	Built 2024
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	277,477 sqft (6.37 acres)
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10570 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-10-010A -030-00
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1016
Census Tract	71500

Owner

10570 W Ridge Rd is owned by two individuals who acquired it in October 2022.

Source: Lorain County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	42271 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7433
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Intrafamily Transfer, Transfer
Dec 22, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Dec 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Deed Document Number	2021855399
Last Transfer Date	Oct 7, 2022
Transfer Doc	0000894306
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Oct 7, 2022
Property Address	10570 W RIDGE RD, ELYRIA, OH 44035-7426
Document Number	0000894306
Instrument Date	Oct 7, 2022
Instrument	2022-0894306
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42271 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7433

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 22, 2021
Property Address	10570 W RIDGE RD, ELYRIA, OH 44035-7426
Document Number	0000855399
Instrument Date	Oct 29, 2021
Instrument	2021-0855399
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10570 W RIDGE RD, ELYRIA, OH 44035-7426

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 18, 2020
Property Address	10570 W RIDGE RD, ELYRIA, OH 44035-7426
Document Number	0000794422
Instrument Date	Dec 11, 2020
Instrument	794422
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10570 W RIDGE RD ELYRIA OH 440357426, ELYRIA, OH 44035-7426

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 5, 2019
Property Address	10570 W RIDGE RD, ELYRIA, OH 44035-7426
Document Number	0000737169
Instrument Date	Oct 24, 2019
Instrument	737169
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10570 W RIDGE RD ELYRIA OH 440357426, ELYRIA, OH 44035-7426

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,534.00 (+407.69%)	$161,130 (+428.8%) Land $30,470 Building $130,660	$460,370 (+428.8%) Land $87,060 Building $373,310
2024	$1,287.00 (-11.42%)	$30,471 (+6.77%) Land $30,471	$87,060 (+6.77%) Land $87,060
2023	$1,453.00 (-31.2%)	$28,539 (-32.44%) Land $28,539	$81,540 (-32.43%) Land $81,540
2022	$2,112.00	$42,240 Land $28,540 Building $13,700
2021			$120,670 Land $81,540 Building $39,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10570 W Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10570 W Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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