1071 W Redding St, Hernando, FL 34442 Property Records

Citrus County property record for 1071 W Redding St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1986
Lot Size	1 acres (43,787 sqft)
Owner	Individual Name on Record
Last Sale	$319,800 (Nov 2022)
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00620-030.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00620-030.0`
Alternative APNs	`1818S19E0110006200300` `2306785`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	43,787 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide

Exterior Amenities

Pool Area	362 sqft
Porch	Open Porch
Porch Area	570 sqft
Patio Area	437 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2306785
Old Parcel Number	1818S19E0110006200300
Street Address	1071 W REDDING ST
City	HERNANDO
State	FL
Zip	34442-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 30 BLK 62
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	62
Legal Lot Number	30
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1018
Census Tract	450704

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1071 W REDDING ST, HERNANDO, FL 34442-3254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jun 17, 2004 · Amount on Record
Deed Document Number	2022075216
Deed Book / Page	3333 / 441
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 4, 2022
Property Address	1071 W REDDING ST, HERNANDO, FL 34442-3254
Document Number	0033330441
Book / Page	3333 / 441
Map Reference	MB 9 PG 73-83
Instrument Date	Oct 21, 2022
Instrument	2022075216
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	INCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,238.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1071 W REDDING ST, 1071, HERNANDO, FL 34442-3254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 W REDDING ST, HERNANDO, FL 34442-3254

Mortgage

Document Number	0003333443
Date	Nov 4, 2022
Instrument	3333/443

Lender

Name	SUNCOAST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	10.1%
Index	1-Year T-Bill
Max Rate	10.1%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,224.00 (-3.62%) Homeowner's exemption Additional exemption filed	$244,628 (-4.24%) Land $31,000 Building $213,628	$244,628 (-4.24%) Land $31,000 Building $213,628
2024	$3,345.00 (+1.43%) Homeowner's exemption Additional exemption filed	$255,454 (+2.11%) Land $29,500 Building $225,954	$255,454 (+2.11%) Land $29,500 Building $225,954
2023	$3,298.00 (+12.79%) Homeowner's exemption Additional exemption filed	$250,171 (+20.89%) Land $25,500 Building $224,671	$250,171 (+20.89%) Land $25,500 Building $224,671
2022	$2,924.00	$206,946 Land $17,250 Building $189,696	$206,946 Land $17,250 Building $189,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20