Citrus County property record for 1193 W Redding St, Hernando, FL 34442 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,586 sqft · built 2006 |
| Lot Size | 1 acres (43,775 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,909 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage Apr 2019 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00620-0220 |
| Primary APN | 19E-18S-18-0110-00620-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| Gross Area | 3,092 sqft |
| 1st Floor Area | 2,586 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 43,775 sqft (1 acres) |
| Lot Dimensions | 291 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 284 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 273 sqft |
| Patio Area | 476 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2306700 |
|---|---|
| Street Address | 1193 W REDDING ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 22 BLK 62 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 35 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 62 |
| Legal Lot Number | 22 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 450704 |
Source: Citrus County records · APN 19E-18S-18-0110-00620-0220
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1193 W REDDING ST, HERNANDO, FL 34442-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Reverse Mortgage EAST COAST CAPITAL CORP |
| Apr 03, 2019 | Intrafamily Transfer, Transfer · Reverse Mortgage EAST COAST CAPITAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2012 |
| Deed Sale | Jan 17, 2012 |
| Prior Sale | Jan 01, 2012 · Amount on Record |
| Deed Document Number | 20121958 |
| Deed Book / Page | 2458 / 463 |
| Last Transfer Date | Mar 22, 2019 |
| Transfer Doc | 0029662198 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1193 W REDDING ST, HERNANDO, FL 34442-3254 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1193 W REDDING ST, HERNANDO, FL 34442-3254 |
| Document Number | 0032931301 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 3293/1301 |
| Instrument | 2022042485 |
| Name | EAST COAST CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 700 Months |
| Due | Oct 05, 2080 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.27% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 03, 2019 |
| Property Address | 1193 W REDDING ST, HERNANDO, FL 34442-3254 |
| Document Number | 0029662198 |
| Book / Page | 2966 / 2198 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2019016735 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1193 W REDDING ST, 1193, HERNANDO, FL 34442-3254 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1193 W REDDING ST, HERNANDO, FL 34442-3254 |
| Document Number | 2019016736 |
|---|---|
| Date | Apr 03, 2019 |
| Instrument | 2019016736 |
| Name | EAST COAST CAPITAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.09% |
| Type Change Date | Apr 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,909.00 (+4.83%) Homeowner's exemption Widower's exemption | $225,609 (-43.27%) | $385,737 (-3.01%) Land $31,000 Building $354,737 |
| 2024 | $2,775.00 (+2.55%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $397,700 (+0.2%) Land $29,500 Building $368,200 | $397,700 (+0.2%) Land $29,500 Building $368,200 |
| 2023 | $2,706.00 (+4.24%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $396,911 (+20.52%) Land $25,500 Building $371,411 | $396,911 (+20.52%) Land $25,500 Building $371,411 |
| 2022 | $2,596.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $329,331 Land $17,250 Building $312,081 | $329,331 Land $17,250 Building $312,081 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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