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1212 W Redding St, Hernando, FL 34442 Property Records

Citrus County property record for 1212 W Redding St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,972 sqft · built 1985
Lot Size1 acres (43,771 sqft)
OwnerIndividual Name on Record
Last Sale$394,900 (Jun 2026)
Tax Bill$27 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00640-0190

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00640-0190
Alternative APNs
  • 1818S19E0110006400190
  • 2307293

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,972 sqft Living Area
Gross Area2,977 sqft
1st Floor Area1,972 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area43,771 sqft (1 acres)
Lot Dimensions291 ft deep x 150 ft wide
Garage TypeAttached
Garage Area575 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchFinished/Screened Porch
Porch Area470 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2307293
Street Address1212 W REDDING ST
CityHERNANDO
StateFL
Zip34442-3235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LT 19 BLK 64
Legal Range18E
Legal Township18S
Legal Section35
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block64
Legal Lot Number19
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1020
Census Tract450704

Owner

Source: Citrus County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1212 W REDDING ST, HERNANDO, FL 34442-3235
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 12, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 3, 2017Warranty Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleAug 3, 2017 · Amount on Record
Deed Document Number202635006
Deed Book / Page3679 / 830
Prior Transfer DateSep 17, 2012
Prior Transfer Doc0000042717
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 12, 2026
Property Address1212 W REDDING ST, HERNANDO, FL 34442-3235
Document Number0036790830
Book / Page3679 / 830
Instrument DateJun 10, 2026
Instrument202635006
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$279,194.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 W REDDING ST, HERNANDO, FL 34442-3235

Mortgage

Document Number0000035007,
DateJun 12, 2026
Instrument202635007
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 12, 2026
Property Address1212 W REDDING ST, HERNANDO, FL 34442-3235
Document Number0000035006
Book / Page3679 / 830
Instrument DateJun 10, 2026
Instrument202635006
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$279,194.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 W REDDING ST, HERNANDO, FL 34442-3235

Mortgage

Document Number0000035007,
DateJun 12, 2026
Instrument202635007
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 3, 2017
Property Address1212 W REDDING ST, HERNANDO, FL 34442-3235
Document Number0028441834
Book / Page2844 / 1834
Map ReferenceMB9 PG73-83
Instrument DateAug 2, 2017
Instrument2017035998
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyAMERICAN TITLE SVCS CITRUS C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1865 FLAME TREE TER, 1865, INVERNESS, FL 34453-3307

Transferred To (Grantee/Buyer)

NameVerified Name
Address6463 W LEXINGTON DR, CRYSTAL RIVER, FL 34429-9358

Mortgage

Document Number28441835
DateAug 3, 2017
Instrument2844/1835
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27.00 Veteran's exemption$171,018 (-40.87%)$275,881 (-4.62%) Land $31,000 Building $244,881
2024$27.00 Homeowner's exemption Additional exemption filed$289,237 (+2.08%) Land $29,500 Building $259,737$289,237 (+2.08%) Land $29,500 Building $259,737
2023$27.00 (-68.24%) Homeowner's exemption Additional exemption filed$283,330 (+20.59%) Land $25,500 Building $257,830$283,330 (+20.59%) Land $25,500 Building $257,830
2022$85.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$234,950 Land $17,250 Building $217,700$234,950 Land $17,250 Building $217,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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