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10706 Reams Rd, Windermere, FL 34786 Property Records

Orange County property record for 10706 Reams Rd, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,669 sqft · built 2013
Lot Size0.96 acres (4,160 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Nov 2024)
Tax Bill$6,677 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Nov 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN36-23-27-9159-00-560

Property Details

APN / Parcel Number

Primary APN36-23-27-9159-00-560
Alternative APNs
  • 272336915900560
  • 158651
  • 159925
  • 162343

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,669 sqft Living Area
Gross Area2,517 sqft Gross Area
1st Floor Area720 sqft 1st Floor
Stories2 Stories
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,160 sqft (0.96 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area504 sqft Garage
PorchFinished/Open Porch
Porch Area176 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10706 REAMS RD
CityWINDERMERE
StateFL
Zip34786-5708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDERMERE TRAILS PHASE 1C 80/15 LOT 56
Legal Range27E
Legal Township23S
Legal Section36
Legal SubdivisionWINDERMERE TRAILS PH 1C
Legal Phase1C
Legal Tract9159
Legal Lot Number56
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group3
Census Block3048
Census Tract17112

Owner

Source: Orange County records · APN 36-23-27-9159-00-560

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10706 REAMS RD, WINDERMERE, FL 34786-5708
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FAIRWINDS CU
Nov 06, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
Feb 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BK
Feb 29, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 08, 2024 · Amount on Record
Deed SaleNov 08, 2024 · Amount on Record
Prior SaleJan 03, 2014 · Amount on Record
Deed Document Number2024642864
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10706 REAMS RD, WINDERMERE, FL 34786-5708
Transaction TypeMortgage
Record UpdatedApr 22, 2024
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address10706 REAMS RD, WINDERMERE, FL 34786-5708

Mortgage

Document Number0000193892
DateApr 03, 2024
Instrument20240193892
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueMar 30, 2039

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10706 REAMS RD, WINDERMERE, FL 34786-5708
Transaction TypeMortgage
Record UpdatedDec 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10706 REAMS RD, WINDERMERE, FL 34786-5708

Mortgage

Document Number0000644137
DateNov 06, 2023
Instrument20230644137
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10706 REAMS RD, WINDERMERE, FL 34786-5708
Document Number0000662702
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedDec 30, 2020
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10706 REAMS RD WINDERMERE FL 347865708, WINDERMERE, FL 34786-5708

Mortgage

Document Number0000662702
DateDec 17, 2020
Instrument662702
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 16, 2035

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10706 REAMS RD, WINDERMERE, FL 34786-5708
Document Number0000179965
Instrument DateFeb 29, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10706 REAMS RD WINDERMERE FL 347865708, WINDERMERE, FL 34786-5708

Mortgage

Document Number0000179965
DateMar 23, 2020
Instrument179965
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 22, 2035

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10706 REAMS RD, WINDERMERE, FL 34786-5708
Document Number0000181373
Instrument DateFeb 29, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10706 REAMS RD WINDERMERE FL 347865708, WINDERMERE, FL 34786-5708

Mortgage

Document Number0000181373
DateMar 23, 2020
Instrument181373
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 22, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$382,680 (-8.12%) Land $100,000 Building $282,680$382,680 (-8.12%) Land $100,000 Building $282,680
2025$6,677.00 (+79.06%) Homeowner's exemption$416,480 (+78.23%) Land $100,000 Building $316,480$416,480 (+11.5%) Land $100,000 Building $316,480
2024$3,729.00 (+7.53%)
2023$3,468.00 (+4.27%) Homeowner's exemption$233,682 (+3%)$373,538 (+22.44%) Land $95,000 Building $278,538
2022$3,326.00 Homeowner's exemption$226,876$305,086 Land $71,250 Building $233,836

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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