1070 Settlers Pass, Athens, GA 30606 Property Records

Oconee County property record for 1070 Settlers Pass, Athens, GA 30606

Property Summary

Property Type	Single Family Home
Details	3,312 sqft · built 2008
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,000 (Aug 2021)
Tax Bill	$5,953 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B-04H-021-C`

Property Details

APN / Parcel Number

Primary APN	`B-04H-021-C`
Alternative APN	`12888`

Interior

Stories	1 Story
Building Area	3,312 sqft Heated Area
1st Floor Area	2,040 sqft
Attic	Attic
Attic Area	350 sqft
Basement Area	2,040 sqft
Finished Basement	2,040 sqft
Unfinished Basement	2,040 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Exterior Material	Brick/Stone
Construction Type	Concrete
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Garage Type	Attached
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	2,800 sqft

Exterior Amenities

Porch	Slab
Porch Area	245 sqft
Deck Area	210 sqft
Patio Area	382 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12888
Street Address	1070 SETTLERS PASS
City	ATHENS
State	GA
Zip	30606-7658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	973/206-209 957/706 34/164
Legal Subdivision	FOUNDERS GROVE
Jurisdiction	OCONEE GA
Township / Civil Division	WATKINSVILLE
Census Block Group	2
Census Block	2000
Census Tract	30202

Owner

Source: Oconee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1070 SETTLERS PASS, ATHENS, GA 30606-7658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Apr 11, 2008 · Amount on Record
Deed Document Number	20211559
Deed Book / Page	1650 / 742
Prior Transfer Date	Dec 20, 2007
Prior Transfer Doc	0009570706
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE GA
Recording Date	Aug 19, 2021
Property Address	1070 SETTLERS PASS, ATHENS, GA 30606-7658
Document Number	0016500742
Book / Page	1650 / 742
Instrument Date	Aug 19, 2021
Instrument	2021-001559
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 SETTLERS PASS, ATHENS, GA 30606-7658

Mortgage

Document Number	0016500000000744
Date	Aug 20, 2021
Book Page	0000001650/0000000744
Instrument	006965

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,953.00 (-4.29%) Homeowner's exemption
2025	$6,220.00 (-0.8%) Homeowner's exemption	$350,934 (+3.96%) Land $66,000 Building $284,934	$877,336 (+3.96%) Land $165,000 Building $712,336
2024	$6,270.00 (+11.33%) Homeowner's exemption	$337,575 (+10.99%) Land $68,310 Building $269,265	$843,937 (+10.99%) Land $170,775 Building $673,162
2023	$5,632.00 (+14.54%) Homeowner's exemption	$304,140 (+11.83%) Land $48,300 Building $255,840	$760,349 (+11.83%) Land $120,750 Building $639,599
2022	$4,917.00 Homeowner's exemption	$271,963 Land $48,300 Building $223,663	$679,908 Land $120,750 Building $559,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONEE COUNTY serves 30,162 people · EPA ID GA2190000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20