1020 Settlers Pass, Athens, GA 30606 Property Records

Oconee County property record for 1020 Settlers Pass, Athens, GA 30606

Property Summary

Property Type	Single Family Home
Details	2,976 sqft · built 2003
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$517,500 (Nov 2020)
Tax Bill	$5,280 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B-04H-017-D`

Property Details

APN / Parcel Number

Primary APN	`B-04H-017-D`
Alternative APN	`12869`

Interior

Stories	1 Story
Building Area	2,976 sqft Heated Area
1st Floor Area	2,976 sqft
Basement Area	1,548 sqft
Finished Basement	1,548 sqft
Unfinished Basement	2,976 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Concrete
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Garage Area	779 sqft
Driveway	Concrete Driveway
Driveway Area	1,600 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12869
Street Address	1020 SETTLERS PASS
City	ATHENS
State	GA
Zip	30606-7652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1583/784 1379/23 793/266-267 ; 34/164
Legal Subdivision	SETTLER'S RIDGE
Jurisdiction	OCONEE GA
Township / Civil Division	WATKINSVILLE
Census Block Group	2
Census Block	2005
Census Tract	30202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Daniell, William, House listed 1995 · 3 contributing resources · NRIS 94001638

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oconee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 SETTLERS PASS, ATHENS, GA 30606-7652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK
Nov 5, 2020	Grant Deed, Transfer · Conventional Mortgage AMERIS BK
Apr 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	20201639
Deed Book / Page	1583 / 784
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1020 SETTLERS PASS, ATHENS, GA 30606-7652
Document Number	0015960088
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SETTLERS PASS ATHENS GA 306067652, ATHENS, GA 30606-7652

Mortgage

Document Number	0015960088
Date	Dec 29, 2020
Book Page	001596/000088

Lender

Name	COMMERCIAL BK
Type	Bank
Address	CRAWFORD, GA 30630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Dec 28, 2023

Interest

Rate Type	Adjustable Rate

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE GA
Recording Date	Nov 5, 2020
Property Address	1020 SETTLERS PASS, ATHENS, GA 30606-7652
Document Number	0015830784
Book / Page	001583 / 000784
Instrument Date	Nov 4, 2020
Instrument	8332
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SETTLERS PASS ATHENS GA 306067652, ATHENS, GA 30606-7652

Mortgage

Document Number	15830786
Date	Nov 5, 2020
Book Page	001583/000786
Instrument	8333

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE GA
Recording Date	Apr 6, 2017
Property Address	1020 SETTLERS PASS, ATHENS, GA 30606-7652
Document Number	0013790023
Book / Page	001379 / 000023
Instrument Date	Mar 31, 2017
Instrument	1958
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$387.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,280.00 (+0.55%)
2025	$5,251.00 (+0.32%)	$289,382 (+3.29%) Land $40,000 Building $249,382	$723,454 (+3.29%) Land $100,000 Building $623,454
2024	$5,234.00 (-1.23%)	$280,164 (+4.8%) Land $41,400 Building $238,764	$700,409 (+4.8%) Land $103,500 Building $596,909
2023	$5,299.00 (+12.7%)	$267,338 (+21.97%) Land $40,000 Building $227,338	$668,345 (+21.96%) Land $100,000 Building $568,345
2022	$4,702.00	$219,192 Land $40,000 Building $179,192	$547,981 Land $100,000 Building $447,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONEE COUNTY serves 30,162 people · EPA ID GA2190000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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