1030 Settlers Pass, Athens, GA 30606 Property Records

Oconee County property record for 1030 Settlers Pass, Athens, GA 30606

Property Summary

Property Type	Single Family Home
Details	3,095 sqft · built 2003
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jun 2021)
Tax Bill	$4,518 (2026)
Deeds & Mortgages	Sep 2021 Construction Loan Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B-04H-016-D`

Property Details

APN / Parcel Number

Primary APN	`B-04H-016-D`
Alternative APN	`12868`

Interior

Stories	1 Story
Building Area	3,095 sqft Heated Area
1st Floor Area	2,420 sqft
Attic	Attic
Attic Area	294 sqft
Basement Area	1,646 sqft
Finished Basement	1,646 sqft
Unfinished Basement	2,420 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Concrete
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	554 sqft
Driveway	Concrete Driveway
Driveway Area	1,600 sqft

Exterior Amenities

Porch	Slab
Porch Area	83 sqft
Deck Area	120 sqft
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12868
Street Address	1030 SETTLERS PASS
City	ATHENS
State	GA
Zip	30606-7652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1277/507 /1233/206 34/164
Legal Subdivision	SETTLER'S RIDGE
Jurisdiction	OCONEE GA
Township / Civil Division	WATKINSVILLE
Census Block Group	2
Census Block	2005
Census Tract	30202

Owner

1030 Settlers Pass is owned and occupied by two individuals who bought it in June 2021.

Source: Oconee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1030 SETTLERS PASS, ATHENS, GA 30606-7652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Construction Mortgage SYNOVUS BANK
Jun 9, 2021	Warranty Deed, Transfer
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
May 29, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Mar 31, 2015 · Amount on File
Deed Document Number	20211075
Deed Book / Page	1635 / 675
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1030 SETTLERS PASS, ATHENS, GA 30606-7652
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 SETTLERS PASS, ATHENS, GA 30606-7652

Mortgage

Document Number	0016550000000079
Date	Sep 9, 2021
Book Page	0000001655/0000000079
Instrument	007496

Lender

Name	SYNOVUS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE GA
Recording Date	Jun 9, 2021
Property Address	1030 SETTLERS PASS, ATHENS, GA 30606-7652
Document Number	0016350696
Book / Page	1635 / 696
Instrument Date	Jun 9, 2021
Instrument	2021-001076
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 SETTLERS PASS, ATHENS, GA 30606-7652

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE GA
Recording Date	Jun 9, 2021
Property Address	1030 SETTLERS PASS, ATHENS, GA 30606-7652
Document Number	0016350675
Book / Page	1635 / 675
Instrument Date	Jun 9, 2021
Instrument	2021-001075
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 SETTLERS PASS, ATHENS, GA 30606-7652

Mortgage

Document Number	0016350000000677
Date	Jun 9, 2021
Book Page	0000001635/0000000677
Instrument	005019

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1030 SETTLERS PASS, ATHENS, GA 30606-7652
Document Number	0014900150
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1030 SETTLERS PASS ATHENS GA 306067652, ATHENS, GA 30606-7652

Mortgage

Document Number	0014900150
Date	Aug 5, 2019
Book Page	001490/000150

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1030 Settlers Pass was $4,518 with a homeowner's exemption, down 6.1% from the year before.

Source: Oconee County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,518.00 (-6.11%) Homeowner's exemption
2025	$4,812.00 (-1.84%) Homeowner's exemption	$272,034 (+2.89%) Land $40,000 Building $232,034	$680,085 (+2.89%) Land $100,000 Building $580,085
2024	$4,902.00 (+6.06%) Homeowner's exemption	$264,390 (+4.42%) Land $41,400 Building $222,990	$660,975 (+4.42%) Land $103,500 Building $557,475
2023	$4,622.00 (-5.69%) Homeowner's exemption	$253,202 (+9.86%) Land $40,000 Building $213,202	$633,006 (+9.86%) Land $100,000 Building $533,006
2022	$4,901.00 Homeowner's exemption	$230,468 Land $40,000 Building $190,468	$576,171 Land $100,000 Building $476,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1030 Settlers Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 Settlers Pass is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONEE COUNTY serves 30,162 people · EPA ID GA2190000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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