Christian County property record for 107 Water Ln, Spokane, MO 65754
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,631 sqft · built 2008 |
| Lot Size | 0.271 acres (11,840 sqft) |
| Owner | 2 Owner Names on Record |
| Deeds & Mortgages | Oct 2022 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-0.6-13-2-4-3.030 |
| Primary APN | 20-0.6-13-2-4-3.030 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 2,631 sqft Adjusted Area |
| 1st Floor Area | 1,543 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 11,840 sqft (0.271 acres) |
| Lot Dimensions | 148 ft deep x 80.1 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 107 WATER LN |
|---|---|
| City | SPOKANE |
| State | MO |
| Zip | 65754-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 VALLEY WOODS PH 2 |
| Legal Range | 22 |
| Legal Township | 25 |
| Legal Section | 13 |
| Legal Subdivision | VALLEY WOODS |
| Legal Phase | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | SOUTH GALLOWAY |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 20501 |
Source: Christian County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 107 WATER LN, SPOKANE, MO 65754-3000 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 4, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 28, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 18, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2009 |
| Transfer Doc | 0200916031 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 107 WATER LN, SPOKANE, MO 65754-3000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Title Company | AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0202215342 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 2022/15342 |
| Instrument | 2022L15500 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 107 WATER LN, SPOKANE, MO 65754-3000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | AMC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 107 WATER LN, SPOKANE, MO 65754-3000 |
| Document Number | 0202200192 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 2022/192 |
| Instrument | 2022L00194 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 107 WATER LN, SPOKANE, MO 65754-3000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0201901908 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 2019/01908 |
| Instrument | 2019L01941 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 107 WATER LN, SPOKANE, MO 65754-3000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202002012 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 2020/02012 |
| Instrument | 2020L02032 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Spokane R-VII School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $41,190 (+6.85%) | $216,800 (+6.85%) Land $23,000 Building $193,800 |
| 2023 | $38,550 | $202,900 Land $23,000 Building $179,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Apr 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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