Christian County property record for 104 Water Ln, Spokane, MO 65754
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,698 sqft · built 2007 |
| Lot Size | 0.249 acres (10,862 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,900 (Jun 2020) |
| Tax Bill | $1,540 (2024) |
| Deeds & Mortgages | Feb 2023 Transfer Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-0.6-13-2-4-3.017 |
| Primary APN | 20-0.6-13-2-4-3.017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,698 sqft Living Area |
| 1st Floor Area | 1,698 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,862 sqft (0.249 acres) |
| Lot Dimensions | 131 ft deep x 83 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 104 WATER LN |
|---|---|
| City | SPOKANE |
| State | MO |
| Zip | 65754-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 VALLEY WOODS PH 2 |
| Legal Range | 22W |
| Legal Township | 25N |
| Legal Section | 13 |
| Legal Subdivision | VALLEY WOODS PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | SOUTH GALLOWAY |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 20501 |
Source: Christian County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 WATER LN, SPOKANE, MO 65754-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 15, 2023 | Intrafamily Transfer, Transfer |
| Jun 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage MID MISSOURI BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Jun 22, 2007 · Amount on Record |
| Deed Document Number | 20209393 |
| Deed Book / Page | 2020 / 9305 |
| Last Transfer Date | Feb 13, 2023 |
| Transfer Doc | 0202301676 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Feb 15, 2023 |
| Property Address | 104 WATER LN, SPOKANE, MO 65754-3000 |
| Document Number | 0202301676 |
| Book / Page | 2023 / 1676 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023L01711 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 104 WATER LN, SPOKANE, MO 65754-3000 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jun 24, 2020 |
| Property Address | 104 WATER LN, SPOKANE, MO 65754-3000 |
| Document Number | 0202009305 |
| Book / Page | 2020 / 9305 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 2020L09393 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | MERIDIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10465 CHALK BLUFF WAY, DEXTER, MO 63841-8148 |
| Document Number | 2020L09394 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020L09394 |
| Name | MID MISSOURI BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Spokane R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,970 (+6.66%) | $173,500 (+6.64%) Land $23,000 Building $150,500 | |
| 2024 | $1,540.00 | ||
| 2023 | $30,910 | $162,700 Land $23,000 Building $139,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Apr 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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