Christian County property record for 105 Water Ln, Spokane, MO 65754
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,539 sqft · built 2007 |
| Lot Size | 0.273 acres (11,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Sep 2019) |
| Tax Bill | $1,414 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-0.6-13-2-4-3.029 |
| Primary APN | 20-0.6-13-2-4-3.029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 1,539 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 11,904 sqft (0.273 acres) |
| Lot Dimensions | 148 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 105 WATER LN |
|---|---|
| City | SPOKANE |
| State | MO |
| Zip | 65754-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 VALLEYWOODS PH 2 |
| Legal Range | 22W |
| Legal Township | 25N |
| Legal Section | 13 |
| Legal Subdivision | VALLEYWOODS PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | SOUTH GALLOWAY |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 20501 |
Source: Christian County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 WATER LN, SPOKANE, MO 65754-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Jun 1, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on Record |
| Deed Sale | Sep 30, 2019 · Amount on Record |
| Prior Sale | May 4, 2018 |
| Deed Document Number | 201913173 |
| Deed Book / Page | 2019 / 13042 |
| Last Transfer Date | May 21, 2020 |
| Transfer Doc | 0202007748 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 105 WATER LN, SPOKANE, MO 65754-3000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | WACO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 105 WATER LN, SPOKANE, MO 65754-3000 |
| Document Number | 0202205558 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 2022/5558 |
| Instrument | 2022L05613 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jun 1, 2020 |
| Property Address | 105 WATER LN, SPOKANE, MO 65754-3000 |
| Document Number | 0202007748 |
| Book / Page | 002020 / 007748 |
| Instrument Date | May 21, 2020 |
| Instrument | 7821 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 105 WATER LN SPOKANE MO 657543000, SPOKANE, MO 65754-3000 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Sep 30, 2019 |
| Property Address | 105 WATER LN, SPOKANE, MO 65754-3000 |
| Document Number | 0201913042 |
| Book / Page | 2019 / 13042 |
| Map Reference | MB H PG 420 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2019L13173 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | WACO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 WATER LN, SPOKANE, MO 65754-3000 |
| Document Number | 2019L13174 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019L13174 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.75% |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Spokane R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,210 (+6.49%) | $159,000 (+6.5%) Land $23,000 Building $136,000 | |
| 2024 | $1,414.00 | ||
| 2023 | $28,370 (+3.46%) | $149,300 (+3.47%) Land $23,000 Building $126,300 | |
| 2022 | $27,420 | ||
| 2021 | $144,300 Land $18,000 Building $126,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Apr 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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