Monmouth County and Rumson Borough property record for 107 W River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,937 sqft · built 1962 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $824,000 (Apr 2020) |
| Tax Bill | $14,270 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Oct 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00013-0000-00004 |
| Primary APN | 41-00013-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,937 sqft Living Area |
| 1st Floor Area | 2,937 sqft |
| Basement Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 33,977 sqft (0.78 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 704 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 011500 |
|---|---|
| Street Address | 107 W RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | HARRY S & MINNIE WILLEY LANDS |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803800 |
107 W River Rd is owned and occupied by an individual who bought it in April 2020.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 W RIVER RD, RUMSON, NJ 07760-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2020 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Oct 28, 2019 | Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on File |
| Deed Sale | Apr 27, 2020 · Amount on File |
| Prior Sale | Oct 28, 2019 · Amount on File |
| Deed Document Number | 202044054 |
| Deed Book / Page | 9410 / 1797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 27, 2020 |
| Property Address | 107 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0000044054 |
| Book / Page | 009410 / 001797 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 44054 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $824.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 W RIVER RD RUMSON NJ 077601124, RUMSON, NJ 07760-1124 |
| Document Number | 44055 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 009410/001832 |
| Instrument | 44055 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 28, 2019 |
| Property Address | 107 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0000100980 |
| Book / Page | 009376 / 000937 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 100980 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 14, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
The 2025 property tax bill for 107 W River Rd was $14,270, up 1.1% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,491,700 (+9.66%) Land $1,149,800 Building $341,900 | $1,491,700 (+9.66%) Land $1,149,800 Building $341,900 | |
| 2025 | $14,270.00 (+1.1%) | $1,360,300 Land $1,069,300 Building $291,000 | $1,360,300 Land $1,069,300 Building $291,000 |
| 2024 | $14,115.00 | ||
| 2023 | $1,227,300 Land $987,200 Building $240,100 | $1,227,300 Land $987,200 Building $240,100 | |
| 2022 | $14,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 W River Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 W River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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