Monmouth County and Rumson Borough property record for 105 W River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 4,321 sqft · built 2006 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,500,000 (Jun 2009) |
| Tax Bill | $23,447 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00013-0000-00005 |
| Primary APN | 41-00013-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,321 sqft Living Area |
| 1st Floor Area | 3,441 sqft |
| Upper Floors Area | 864 sqft |
| Basement Area | 1,857 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Type | Built-in |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 143 sqft |
| Patio Area | 323 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 011600 |
|---|---|
| Street Address | 105 W RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | HARRY S & MINNIE WILLEY LANDS |
| Legal Block | 13 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803800 |
105 W River Rd is owned by a company that bought it in June 2009.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 105 W RIVER RD, RUMSON, NJ 07760-1124 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 23, 2025 | Intrafamily Transfer, Transfer |
| Dec 20, 2018 | Deed of Trust, Mortgage INVESTORS HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2009 · Amount on File |
| Deed Sale | Jun 29, 2009 · Amount on File |
| Prior Sale | Sep 3, 2002 · Amount on File |
| Deed Document Number | 200972586 |
| Deed Book / Page | 8782 / 1877 |
| Prior Transfer Date | Mar 23, 2007 |
| Prior Transfer Doc | 0086471895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 23, 2025 |
| Property Address | 105 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0097721193 |
| Book / Page | 9772 / 1193 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025103036 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 W RIVER RD, RUMSON, NJ 07760-1124 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 105 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 105 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0000001555 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 W RIVER RD RUMSON NJ 077601124, RUMSON, NJ 07760-1124 |
| Document Number | 0000001555 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 009329/005391 |
| Instrument | 1555 |
| Name | INVESTORS HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 249 MILLBURN AVE, MILLBURN, NJ 07041-1735 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 6, 2044 |
The 2025 property tax bill for 105 W River Rd was $23,447, up 1.3% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,486,800 (+11.26%) Land $1,153,000 Building $1,333,800 | $2,486,800 (+11.26%) Land $1,153,000 Building $1,333,800 | |
| 2025 | $23,447.00 (+1.28%) | $2,235,200 Land $1,072,300 Building $1,162,900 | $2,235,200 Land $1,072,300 Building $1,162,900 |
| 2024 | $23,151.00 | ||
| 2023 | $1,994,700 Land $989,600 Building $1,005,100 | $1,994,700 Land $989,600 Building $1,005,100 | |
| 2022 | $24,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 W River Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 W River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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