107 Stone Trace Dr, Mount Orab, OH 45154 Property Records

Brown County property record for 107 Stone Trace Dr, Mount Orab, OH 45154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 2004
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2020)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-071772-01-14`

Property Details

APN / Parcel Number

Primary APN	`11-071772-01-14`
Alternative APN	`030720-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	030720-6
Street Address	107 STONE TRACE DR
City	MOUNT ORAB
State	OH
Zip	45154-8568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 12926 .32 ACRES LOT 16THE HERITAGE SUB IV MT ORAB VILLAGE/GREEN TWPWESTERN BRN LSD
Legal Subdivision	HERITAGE SUBDIVISION
Legal Lot Number	16
Jurisdiction	BROWN OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1003
Census Tract	951301

Owner

Source: Brown County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	107 STONE TRACE DR, MOUNT ORAB, OH 45154-8568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Jul 13, 2004 · Amount on Record
Deed Document Number	20203351
Deed Book / Page	501 / 5609
Record Updated	Oct 29, 2026

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BROWN OH
Recording Date	Oct 5, 2022
Property Address	107 STONE TRACE DR, MOUNT ORAB, OH 45154-8568
Document Number	0000005674
Book / Page	518 / 5536
Map Reference	CAB 2 SL 346
Instrument Date	Sep 26, 2022
Instrument	202200005674
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	107 STONE TRACE DR, MOUNT ORAB, OH 45154-8568

Mortgage

Document Number	0000005675
Date	Oct 5, 2022
Instrument	202200005675

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Jul 1, 2020
Property Address	107 STONE TRACE DR, MOUNT ORAB, OH 45154-8568
Document Number	0000003351
Book / Page	000501 / 005609
Instrument Date	Jun 24, 2020
Instrument	3351
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 STONE TRACE DR MOUNT ORAB OH 451548568, MOUNT ORAB, OH 45154-8568

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Green Township
Municipality	Mount Orab Village
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00	$71,770 (-) Land $9,450 Building $62,320
2024	$1,911.00 (+57.41%) Homeowner's exemption Senior Citizen's exemption	$71,770 (+58.33%) Land $9,450 Building $62,320	$205,060 (+58.36%) Land $27,000 Building $178,060
2023	$1,214.00 (-20.24%) Homeowner's exemption Senior Citizen's exemption	$45,330 (-) Land $8,320 Building $37,010
2022	$1,522.00 Homeowner's exemption	$45,330 Land $8,320 Building $37,010
2021			$129,490 Land $23,760 Building $105,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ORAB VILLAGE PWS serves 6,607 people · EPA ID OH0801011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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