104 Stone Trace Dr, Mount Orab, OH 45154 Property Records

Brown County property record for 104 Stone Trace Dr, Mount Orab, OH 45154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 2002
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$285,900 (Oct 2025)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-018208-01-03`

Property Details

APN / Parcel Number

Primary APN	`44-018208-01-03`
Alternative APN	`031182-5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	031182-5
Street Address	104 STONE TRACE DR
City	MOUNT ORAB
State	OH
Zip	45154-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 12126 LOT 2 PART THE HERITAGE SUB IV
Legal Lot Number	2
Jurisdiction	BROWN OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1018
Census Tract	951301

Owner

104 Stone Trace Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Brown County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Oct 2, 2025	Warranty Deed, Transfer · FHA Mortgage BOXCAR MORTGAGE LLC
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SHAREFAX CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Aug 18, 2009 · Amount on File
Deed Document Number	20255060
Deed Book / Page	547 / 1551
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	104 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 STONE TRACE DR, MOUNT ORAB, OH 45154-8567

Mortgage

Document Number	0000005062
Date	Oct 2, 2025
Book Page	547/1574
Instrument	202500005062

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Oct 2, 2025
Property Address	104 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Document Number	0000005060
Book / Page	547 / 1551
Map Reference	CAB 2 SL 346
Instrument Date	Sep 19, 2025
Instrument	202500005060
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 STONE TRACE DR, MOUNT ORAB, OH 45154-8567

Mortgage

Document Number	0000005061
Date	Oct 2, 2025
Book Page	547/1554
Instrument	202500005061

Lender

Name	BOXCAR MORTGAGE LLC
Type	Mortgage Company
Address	664 SEMINOLE AVE NE # 101, ATLANTA, GA 30307

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	104 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001864
Date	Mar 28, 2022
Book Page	515/2534
Instrument	202200001864

Lender

Name	SHAREFAX CU
Type	Credit Union
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 104 Stone Trace Dr was $2,166 with a homeowner's exemption.

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Green Township
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,166.00	$69,730 (-) Land $4,200 Building $65,530
2024	$2,166.00 (+47.15%) Homeowner's exemption	$69,730 (+59.16%) Land $4,200 Building $65,530	$199,230 Land $12,000 Building $187,230
2023	$1,472.00 Homeowner's exemption	$43,810 (-) Land $3,700 Building $40,110
2022	$1,472.00 Homeowner's exemption	$43,810 Land $3,700 Building $40,110
2021			$125,170 Land $10,560 Building $114,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Stone Trace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Stone Trace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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