103 Stone Trace Dr, Mount Orab, OH 45154 Property Records

Brown County property record for 103 Stone Trace Dr, Mount Orab, OH 45154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2004
Lot Size	0.311 acres (13,567 sqft)
Owner	2 Company Names on Record
Last Sale	$284,500 (Dec 2025)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011518-2`

Property Details

APN / Parcel Number

Primary APN	`011518-2`
Alternative APN	`11-071772-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	13,567 sqft (0.311 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	011518-2
Street Address	103 STONE TRACE DR
City	MOUNT ORAB
State	OH
Zip	45154-8568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12926 28A LAND LOT 18 GREEN TWP WESTERN BRN LSD
Legal Subdivision	HERITAGE SUBDIVISION
Legal Lot Number	18
Jurisdiction	BROWN OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1003
Census Tract	951301

Owner

Source: Brown County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	103 STONE TRACE DR, MOUNT ORAB, OH 45154-8568
Owner Type	Company
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Dec 29, 2025	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	May 18, 2011 · Amount on Record
Deed Document Number	20256741
Deed Book / Page	550 / 2475
Prior Transfer Date	Jan 10, 2007
Prior Transfer Doc	0000001020
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	103 STONE TRACE DR, MOUNT ORAB, OH 45154-8568
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6119 RIDGEVIEW RD, KNOXVILLE, TN 37918-8202

Mortgage

Document Number	0000006743
Date	Dec 29, 2025
Book Page	550/2496
Instrument	202500006743

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Dec 29, 2025
Property Address	103 STONE TRACE DR, MOUNT ORAB, OH 45154-8568
Document Number	0000006741
Book / Page	550 / 2475
Map Reference	CAB 2 SL 346
Instrument Date	Dec 4, 2025
Instrument	202500006741
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 STONE TRACE DR, MOUNT ORAB, OH 45154-8568

Mortgage

Document Number	0000006742
Date	Dec 29, 2025
Instrument	202500006742

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Green Township
Municipality	Mount Orab Village
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00	$73,990 (-) Land $8,400 Building $65,590
2024	$2,354.00 (+82.76%)	$73,990 (+55.64%) Land $8,400 Building $65,590	$211,400 (+55.62%) Land $24,000 Building $187,400
2023	$1,288.00 (-1.08%) Homeowner's exemption Senior Citizen's exemption	$47,540 (-) Land $7,390 Building $40,150
2022	$1,302.00 Homeowner's exemption Senior Citizen's exemption	$47,540 Land $7,390 Building $40,150
2021			$135,840 Land $21,120 Building $114,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ORAB VILLAGE PWS serves 6,607 people · EPA ID OH0801011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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