Franklin County property record for 107 Spruce Ct, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,212 sqft · built 2015 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,355 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-33.0-0-025-171.000 |
| Primary APN | 17-8-33.0-0-025-171.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 107 SPRUCE CT |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:54 SOUTH RIDGE ESTATES P3 |
| Legal Section | 33 |
| Legal Subdivision | SOUTH RIDGE ESTATES |
| Legal Lot Number | 54 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800605 |
Source: Franklin County records · APN 17-8-33.0-0-025-171.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Oct 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Feb 11, 2021 | Warranty Deed, Transfer |
| Apr 19, 2017 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2022 |
| Deed Sale | Oct 06, 2022 |
| Prior Sale | Apr 09, 2021 |
| Deed Document Number | 2215415 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | CHESTERFIELD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002202143 |
|---|---|
| Date | Feb 09, 2022 |
| Instrument | 2202143 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 06, 2022 |
| Property Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Document Number | 0002215415 |
| Map Reference | DOC 0900151 |
| Instrument Date | Oct 05, 2022 |
| Instrument | 2215415 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | CHESTERFIELD TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Name | Verified Name |
|---|---|
| Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Investor | Possibly a Property Investor |
| Document Number | 0002215416 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 2215416 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 09, 2021 |
| Property Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Document Number | 0002106720 |
| Map Reference | DOC 0900151 |
| Instrument Date | Apr 08, 2021 |
| Instrument | 2106720 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY LL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Name | Verified Name |
|---|---|
| Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Document Number | 0002106721 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 2106721 |
| Name | ENDEAVOR CAPITAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 11, 2021 |
| Property Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Document Number | 0002102602 |
| Map Reference | PB M PG 522 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2102602 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44409 HWY EE, BEAUFORT, MO 63013 |
| Name | Verified Name |
|---|---|
| Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 19, 2017 |
| Property Address | 107 SPRUCE CT, UNION, MO 63084-5102 |
| Document Number | 0000005641 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 5641 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Title Company | FRANKLIN COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1295 OLD HIGHWAY 50 E UNION MO 630842424, UNION, MO 63084-2424 |
| Document Number | 5642 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 5642 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2047 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,355.00 (+5.99%) | $39,511 (+6.88%) | $207,950 (+6.88%) Land $30,000 Building $177,950 |
| 2023 | $2,222.00 (-2.93%) | $36,968 | $194,570 Land $30,000 Building $164,570 |
| 2022 | $2,289.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 163 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION PWS serves 12,348 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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