105 Spruce Ct, Union, MO 63084 Property Records

Franklin County property record for 105 Spruce Ct, Union, MO 63084 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,212 sqft · built 2010
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$1,878 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17-8-33.0-0-025-170.000

Property Details

APN / Parcel Number

Primary APN17-8-33.0-0-025-170.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,212 sqft Living Area

Exterior

Year BuiltBuilt 2010
Architectural StyleA-Frame
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address105 SPRUCE CT
CityUNION
StateMO
Zip63084-5102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:53 SOUTH RIDGE ESTATES P3
Legal Section33
Legal SubdivisionSOUTH RIDGE ESTATES
Legal Lot Number53
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1019
Census Tract800605

Owner

Source: Franklin County records · APN 17-8-33.0-0-025-170.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 SPRUCE CT, UNION, MO 63084-5102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2020
Deed SaleJul 28, 2020
Prior SaleSep 24, 2010 · Amount on Record
Deed Document Number2012051
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJul 28, 2020
Property Address105 SPRUCE CT, UNION, MO 63084-5102
Document Number0000012051
Instrument DateJul 24, 2020
Instrument12051
Transaction TypeTransfer
Record UpdatedAug 10, 2020
Title CompanyHILLSBOROUGH TITLE INC, HTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 SPRUCE CT UNION MO 630845102, UNION, MO 63084-5102

Mortgage

Document Number12052
DateJul 28, 2020
Instrument12052
Lender
NameUNITED MTG
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
AmountAmount Recorded
Term360 Months
DueJul 27, 2050

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,878.00 (-3.79%)$31,498 (-3.01%)$165,780 (-3.01%) Land $30,000 Building $135,780
2023$1,952.00 (+3.06%)$32,475$170,920 Land $30,000 Building $140,920
2022$1,894.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718006051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 22% of Missouri
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
Wave Internet TechnologiesFixed Wireless (unlicensed)100 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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