107 Spring Valley Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 107 Spring Valley Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,901 sqft · built 1961
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Oct 2025)
Tax Bill	$5,657 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-00278700`

Property Details

APN / Parcel Number

Primary APN	`02-412-00278700`
Alternative APNs	`2-412-00278700` `41200278700`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,901 sqft Living Area
1st Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Porch	Enclosed Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	41200278700
Street Address	107 SPRING VALLEY DR
City	ANNAPOLIS
State	MD
Zip	21403-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 16 BK B SC 3 PL 2 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	B
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3016
Census Tract	702601

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NASA FCU
Oct 22, 2025	Deed, Transfer · Conventional Mortgage MUNICIPAL EMPLOYEES CU OF BALTIMORE
Oct 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Book / Page	41756 / 118
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0376600123
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	107 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703

Mortgage

Document Number	0369660283
Date	Jun 12, 2021
Book Page	36966/283

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 22, 2025
Property Address	107 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703
Document Number	0417560118
Book / Page	41756 / 118
Map Reference	MB 25 PG 8
Instrument Date	Oct 16, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703

Mortgage

Document Number	0041756127
Date	Oct 22, 2025
Instrument	41756/127

Lender

Name	MUNICIPAL EMPLOYEES CU OF BALTIMORE
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 4, 2021
Property Address	107 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703
Document Number	0376600123
Book / Page	37660 / 123
Map Reference	MB 25 PG 8
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,200 (+3.59%) Land $275,300 Building $185,900	$461,200 (-) Land $275,300 Building $185,900
2025	$5,657.00 (+3.78%)	$445,200 (+7.74%)	$461,200 (+11.62%) Land $275,300 Building $185,900
2024	$5,451.00 (+31.6%)
2023	$4,142.00 Homeowner's exemption	$413,200 Land $275,300 Building $137,900	$413,200 Land $275,300 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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