105 Spring Valley Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 105 Spring Valley Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,656 sqft · built 1962
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Company Names on Record
Last Sale	$375,000 (Sep 2017)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-11492500`

Property Details

APN / Parcel Number

Primary APN	`02-412-11492500`
Alternative APNs	`2-412-11492500` `41211492500`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	41211492500
Street Address	105 SPRING VALLEY DR
City	ANNAPOLIS
State	MD
Zip	21403-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 17 BK B SC 3 PL 2 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	B
Legal Lot Number	17
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3016
Census Tract	702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	105 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HOME MORTGAGE CORP
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 12, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 27, 2017	Grant Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Jun 29, 2006 · Amount on Record
Deed Document Number	201731395-001
Last Transfer Date	Oct 22, 2024
Transfer Doc	0409170148
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	105 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0418110158
Date	Nov 7, 2025
Book Page	41811/158

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	105 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0369360397
Date	Jun 7, 2021
Book Page	36936/397

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	105 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373630190
Date	Aug 12, 2021
Book Page	37363/190

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 27, 2017
Property Address	105 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3703
Document Number	0313950001
Book / Page	031395 / 000001
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	TOUCHSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 SPRING VALLEY DR ANNAPOLIS MD 214033703, ANNAPOLIS, MD 21403-3703

Mortgage

Document Number	313950005
Date	Sep 27, 2017
Book Page	031395/000005

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,500 (+2.67%) Land $275,300 Building $166,200	$441,500 (-) Land $275,300 Building $166,200
2025	$5,319.00 (+2.41%)	$430,033 (+5.63%)	$441,500 (+8.45%) Land $275,300 Building $166,200
2024	$5,194.00 (+19.68%)
2023	$4,340.00	$407,100 Land $275,300 Building $131,800	$407,100 Land $275,300 Building $131,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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