104 Spring Valley Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 104 Spring Valley Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,790 sqft · built 1968
Lot Size	0.304 acres (13,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,000 (Sep 2020)
Tax Bill	$5,600 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-12344005`

Property Details

APN / Parcel Number

Primary APN	`02-412-12344005`
Alternative APNs	`241212344005` `41212344005`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,237 sqft (0.304 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	41212344005
Street Address	104 SPRING VALLEY DR
City	ANNAPOLIS
State	MD
Zip	21403-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 16 BK C SC 3 PL 2 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	C
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3015
Census Tract	702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE
Apr 21, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 14, 2020	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Mar 10, 1997
Deed Book / Page	35202 / 209
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 11, 2026
Property Address	104 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3743
Document Number	4261000049
Book / Page	42614 / 49
Instrument Date	Aug 5, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	104 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3743

Mortgage

Document Number	4261000049,
Date	Aug 11, 2026
Book Page	42614/49

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	104 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3743
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386340126
Date	Apr 21, 2022
Book Page	38634/126

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	104 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3743
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3743

Mortgage

Document Number	0371200345
Date	Jul 2, 2021
Book Page	37120/345

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 14, 2020
Property Address	104 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3743
Document Number	0352020209
Book / Page	35202 / 209
Map Reference	MB 25 FO 8
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 SPRING VALLEY DR, ANNAPOLIS, MD 21403-3743

Mortgage

Document Number	35202217
Date	Sep 14, 2020
Instrument	35202/217

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,000 (+20.82%) Land $282,300 Building $223,700	$506,000 (+20.82%) Land $282,300 Building $223,700
2025	$5,600.00 (+22.46%)
2023	$4,573.00 Homeowner's exemption	$418,800 Land $282,300 Building $136,500	$418,800 Land $282,300 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Spring Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures