Bergen County and Lodi Borough property record for 107 Spring St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,675 sqft · built 1952 |
| Lot Size | 0.111 acres (4,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (May 2018) |
| Tax Bill | $10,532 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00100-0000-00014 |
| Primary APN | 31-00100-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,675 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 4,848 sqft (0.111 acres) |
| Lot Dimensions | 97 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 205100 |
|---|---|
| Street Address | 107 SPRING ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X97 |
| Legal Block | 100 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 30402 |
Source: Bergen County and Lodi Borough records · APN 31-00100-0000-00014
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 SPRING ST, LODI, NJ 07644-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 18, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on Record |
| Deed Sale | May 18, 2018 · Amount on Record |
| Deed Document Number | 20183533401 |
| Deed Book / Page | 2945 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 107 SPRING ST, LODI, NJ 07644-3116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039611812 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 3961/1812 |
| Instrument | 2021020795 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 08000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 107 SPRING ST, LODI, NJ 07644-3116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035511287 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 3551/1287 |
| Instrument | 20-032610 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 18, 2018 |
| Property Address | 107 SPRING ST, LODI, NJ 07644-3116 |
| Document Number | 0029450158 |
| Book / Page | 002945 / 000158 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 35334 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 SPRING ST LODI NJ 076443116, LODI, NJ 07644-3116 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,500 (-) Land $159,200 Building $138,300 | $297,500 (-) Land $159,200 Building $138,300 | |
| 2025 | $10,532.00 (+5.62%) | $297,500 (-) Land $159,200 Building $138,300 | $297,500 (-) Land $159,200 Building $138,300 |
| 2024 | $9,972.00 (+2.7%) | ||
| 2023 | $297,500 Land $159,200 Building $138,300 | $297,500 Land $159,200 Building $138,300 | |
| 2022 | $9,710.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 966 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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