116 Spring St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 116 Spring St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,748 sqft · built 1919
Lot Size	0.085 acres (3,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Jan 2026)
Tax Bill	$11,119 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00105-02-00014-01`

Property Details

APN / Parcel Number

Primary APN	`31-00105-02-00014-01`
Alternative APNs	`31001050002000140001` `218800`

Interior

Stories	2 Stories
Building Area	1,748 sqft Living Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Frame
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	218800
Street Address	116 SPRING ST
City	LODI
State	NJ
Zip	07644-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37X100
Legal Block	105.2
Legal Lot Number	14.1
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4004
Census Tract	30402

Owner

Source: Bergen County and Lodi Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 SPRING ST, LODI, NJ 07644-3125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 14, 2021	Deed, Transfer
May 23, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Deed Document Number	20265506
Deed Book / Page	5710 / 729
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 27, 2026
Property Address	116 SPRING ST, LODI, NJ 07644-3125
Document Number	0057100729
Book / Page	5710 / 729
Instrument Date	Dec 17, 2025
Instrument	2026005506
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 OCEAN AVE N # N6C, N6C, LONG BRANCH, NJ 07740-7578

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	116 SPRING ST, LODI, NJ 07644-3125

Mortgage

Document Number	2026005507
Date	Jan 27, 2026
Instrument	2026005507

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 14, 2021
Property Address	116 SPRING ST, LODI, NJ 07644-3125
Document Number	0042701240
Book / Page	4270 / 1240
Instrument Date	Jun 30, 2021
Instrument	2021113025
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 PARK ST, 32, ROSELAND, NJ 07068-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PARK ST, ROSELAND, NJ 07068-1230

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	116 SPRING ST, LODI, NJ 07644-3125
Document Number	0029731975
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SPRING ST LODI NJ 076443125, LODI, NJ 07644-3125

Mortgage

Document Number	0029731975
Date	Jun 22, 2018
Book Page	002973/001975
Instrument	43662

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,100 (-) Land $151,300 Building $162,800	$314,100 (-) Land $151,300 Building $162,800
2025	$11,119.00 (+5.6%)	$314,100 (-) Land $151,300 Building $162,800	$314,100 (-) Land $151,300 Building $162,800
2024	$10,529.00 (+2.7%)
2023		$314,100 Land $151,300 Building $162,800	$314,100 Land $151,300 Building $162,800
2022	$10,252.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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