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97 Spring St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 97 Spring St, Lodi, NJ 07644 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,726 sqft · built 1968
Lot Size0.111 acres (4,848 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Nov 2022)
Tax Bill$13,395 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN31-00100-0000-00010

Property Details

APN / Parcel Number

Primary APN31-00100-0000-00010
Alternative APNs
  • 310010000010
  • 204900

Interior

Stories1 Story
Building Area2,726 sqft Living Area
1st Floor Area2,726 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeFrame
Lot Area4,848 sqft (0.111 acres)
Lot Dimensions97 ft deep x 50 ft wide

Location & Zoning

Account Number204900
Street Address97 SPRING ST
CityLODI
StateNJ
Zip07644-3116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X97
Legal Block100
Legal Lot Number10
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group4
Census Block4002
Census Tract30402

Owner

Source: Bergen County and Lodi Borough records · APN 31-00100-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 SPRING ST, LODI, NJ 07644-3116
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2022Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Apr 23, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2022 · Amount on Record
Deed SaleNov 02, 2022 · Amount on Record
Deed Document Number2022105500
Deed Book / Page4853 / 461
Prior Transfer DateMar 12, 2021
Prior Transfer Doc0041011628
Record UpdatedSep 20, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 02, 2022
Property Address97 SPRING ST, LODI, NJ 07644-3116
Document Number0048530461
Book / Page4853 / 461
Instrument DateAug 03, 2022
Instrument2022105500
Transaction TypeTransfer
Record UpdatedDec 05, 2022
Title CompanyCARNEGIE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,655.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 BROOK HOLLOW CT, 9, HAWTHORNE, NJ 07506-2258

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address97 SPRING ST, LODI, NJ 07644-3116
InvestorPossibly a Property Investor

Mortgage

Document Number2022105501
DateNov 02, 2022
Instrument2022105501
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateSep 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.87%
IndexOther
Max Rate9.87%

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateApr 23, 2021
Property Address97 SPRING ST, LODI, NJ 07644-3116
Document Number0041011628
Book / Page4101 / 1628
Instrument DateMar 12, 2021
Instrument2021063725
Transaction TypeTransfer
Record UpdatedJun 02, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 BROOK HOLLOW CT, HAWTHORNE, NJ 07506-2258

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$378,400 (-) Land $159,000 Building $219,400$378,400 (-) Land $159,000 Building $219,400
2025$13,395.00 (+5.61%)$378,400 (-3.3%) Land $159,000 Building $219,400$378,400 (-3.3%) Land $159,000 Building $219,400
2024$12,684.00 (-0.69%)
2023$391,300 Land $159,000 Building $232,300$391,300 Land $159,000 Building $232,300
2022$12,772.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030304024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 966 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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