107 Shell Harbour Way, Satsuma, FL 32189 Property Records

Putnam County property record for 107 Shell Harbour Way, Satsuma, FL 32189

Property Summary

Property Type	Single Family Home
Details	1,662 sqft · built 1982
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$329,900 (Apr 2019)
Tax Bill	$6,818 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-11-26-0000-0050-0051`

Property Details

APN / Parcel Number

Primary APN	`21-11-26-0000-0050-0051`
Alternative APN	`86406`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,662 sqft Living Area
1st Floor Area	1,662 sqft
Flooring	Wood

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Porch	Slab
Porch Area	1,907 sqft
Deck Area	660 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	86406
Street Address	107 SHELL HARBOUR WAY
City	SATSUMA
State	FL
Zip	32189-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOVT LOT 4 OR396 P219, (EX OR494 P380 EASE)
Legal Range	26E
Legal Township	11S
Legal Section	21
Legal Lot Number	4
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	2
Census Block	2007
Census Tract	951300

Owner

107 Shell Harbour Way is owned by two individuals who bought it in April 2019.

Source: Putnam County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9133 AUDUBON PARK LN, JACKSONVILLE, FL 32257-4948
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Apr 28, 2003 · Amount on File
Deed Document Number	20196832
Deed Book / Page	1539 / 1053
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 18, 2019
Property Address	107 SHELL HARBOUR WAY, SATSUMA, FL 32189-3309
Document Number	0015391053
Book / Page	1539 / 1053
Map Reference	MB 241 PG 354
Instrument Date	Apr 18, 2019
Instrument	201954006832
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	GUARANTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,309.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1857 WELLS RD STE 202, 1857, ORANGE PARK, FL 32073-2340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9133 AUBUBON PARK LANE, JACKSONVILLE, FL 32257-4948

Mortgage

Document Number	201954006833
Date	Apr 18, 2019
Instrument	201954006833

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 107 Shell Harbour Way was $6,818.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,818.00	$385,300 Land $180,800 Building $204,500	$385,300 Land $180,800 Building $204,500
2023	$6,500.00 (+10.64%)	$396,150 (+7.22%)	$396,150 (+7.22%) Land $180,800 Building $215,350
2022	$5,875.00	$369,480	$369,480 Land $180,800 Building $188,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Shell Harbour Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	150 units insured incl. 62 condo units
Nearby Flood Claims	114 (2001–2025)
Claims Outside the SFHA	1 of 114
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Oct 2017 · 46 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Shell Harbour Way is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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