Putnam County property record for 103 Shell Harbour Way, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 2,070 sqft · built 1983 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,271 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-11-26-0000-005.0-006.1 |
| Primary APN | 21-11-26-0000-005.0-006.1 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 14 Plumbing Fixtures |
|---|---|
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 1,901 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.419 acres) |
| Lot Dimensions | 176 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 573 sqft |
| Deck Area | 12 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 86408 |
|---|---|
| Street Address | 103 SHELL HARBOUR WAY |
| City | SATSUMA |
| State | FL |
| Zip | 32189-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF GOVT LOT 4 OR396 P224 |
| Legal Range | 26E |
| Legal Township | 11S |
| Legal Section | 21 |
| Legal Subdivision | SHELL HARBOR CLUB ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 951300 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 103 SHELL HARBOUR WAY, SATSUMA, FL 32189-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2025 |
| Deed Sale | Mar 1, 2025 |
| Deed Document Number | 0000180224 |
| Record Updated | Jun 8, 2026 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,271.00 (+12.1%) Homeowner's exemption | $215,500 (+5.99%) | $359,000 (-2.67%) Land $129,600 Building $229,400 |
| 2023 | $2,918.00 (+5.57%) Homeowner's exemption | $203,330 (+3%) | $368,860 (+10.34%) Land $129,600 Building $239,260 |
| 2022 | $2,764.00 Homeowner's exemption | $197,410 | $334,300 Land $129,600 Building $204,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 150 units insured incl. 62 condo units |
| Nearby Flood Claims | 114 (2001–2025) |
| Claims Outside the SFHA | 1 of 114 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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