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104 Shell Harbour Way, Satsuma, FL 32189 Property Records

Putnam County property record for 104 Shell Harbour Way, Satsuma, FL 32189

Property Summary

Property TypeSingle Family Home
Details1,751 sqft · built 1989
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$401,000 (Oct 2023)
Tax Bill$1,100 (2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-11-26-0000-016.0-000.0

Property Details

APN / Parcel Number

Primary APN21-11-26-0000-016.0-000.0
Alternative APN
  • 86440

Interior

Plumbing Fixtures9 Plumbing Fixtures
Building Area1,751 sqft Living Area
Gross Area816 sqft
1st Floor Area816 sqft
2nd Floor Area528 sqft
FlooringSteel Beam

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialLogs
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions216 ft deep x 85 ft wide
Garage Area400 sqft
PorchPorch
Porch Area510 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number86440
Street Address104 SHELL HARBOUR WAY
CitySATSUMA
StateFL
Zip32189-3308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF GOVT LOT 4 OR436 P134
Legal Range26E
Legal Township11S
Legal Section21
Legal Lot Number4
JurisdictionPUTNAM FL
Township / Civil DivisionCRESCENT CITY
Census Block Group2
Census Block2007
Census Tract951300

Owner

Source: Putnam County records, as of April 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address104 SHELL HARBOUR WAY, SATSUMA, FL 32189-3308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2023 · Amount on Record
Deed SaleOct 6, 2023 · Amount on Record
Prior SaleAug 19, 2014
Deed Document Number202354022204
Deed Book / Page1727 / 1083
Record UpdatedJun 7, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateOct 6, 2023
Property Address104 SHELL HARBOUR WAY, SATSUMA, FL 32189-3308
Document Number0017271083
Book / Page1727 / 1083
Map ReferenceMB 241 PG 354
Instrument DateSep 27, 2023
Instrument202354022204
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,807.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address17123 CERCIS LOOP, CLERMONT, FL 34711-8335

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 SHELL HARBOUR WAY, SATSUMA, FL 32189-3308

Mortgage

Document Number0017271087
DateOct 6, 2023
Book Page1727/1087
Instrument202354022205
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,100.00 (+0.09%) Senior Citizen's exemption$97,160 (+3%)$203,960 (+19.08%) Land $16,050 Building $187,910
2022$1,099.00 Senior Citizen's exemption$94,330$171,280 Land $10,030 Building $161,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies150 units insured
incl. 62 condo units
Nearby Flood Claims114 (2001–2025)
Claims Outside the SFHA1 of 114
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Oct 2017 · 46 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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