102 Seth Way, Georgetown, KY 40324 Property Records

Scott County property record for 102 Seth Way, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 2006
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Jan 2020)
Tax Bill$2,058 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN191-40-043.000

Property Details

APN / Parcel Number

Primary APN191-40-043.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area5,663 sqft (0.13 acres)
Garage TypeMixed
Garage Area371 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address102 SETH WAY
CityGEORGETOWN
StateKY
Zip40324-8008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIOLETS TRACE
Legal SubdivisionVIOLETS TRACE
Legal BlockD
Legal Lot Number24
Legal Unit1B
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2001
Census Tract40205

Owner

102 Seth Way is owned and occupied by an individual who bought it in January 2020.

Source: Scott County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address102 SETH WAY, GEORGETOWN, KY 40324-8008
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jul 6, 2017Deed of Trust, Mortgage · VA Mortgage
PEOPLES EXCHANGE BANK
Jan 24, 2020Deed, Transfer · FHA Mortgage
LAND-HOME FINANCIAL SERVICES
Jul 6, 2017Deed, Transfer
BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2020 · Amount on File
Deed SaleJan 24, 2020 · Amount on File
Prior SaleJul 6, 2017 · Amount on File
Deed Document Number2020410995
Deed Book / Page411 / 813
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address102 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1610/132
DateMay 27, 2021
Book PageM1610/132
Instrument436392
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address102 SETH WAY, GEORGETOWN, KY 40324-8008
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1346/264
DateJul 6, 2017
Book PageM1346/264
Instrument371266
Lender
NamePEOPLES EXCHANGE BANK
TypeBank
AddressWINCHESTER, KY 40392
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2047

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJan 24, 2020
Property Address102 SETH WAY, GEORGETOWN, KY 40324-8008
Document NumberD411/813
Book / PageD411 / 813
Map ReferenceCAB 8 SL 231
Instrument DateJan 21, 2020
Instrument410995
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 SETH WAY, 102, GEORGETOWN, KY 40324-8008

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SETH WAY, GEORGETOWN, KY 40324-8008

Mortgage

Document Number410996
DateJan 24, 2020
Instrument410996
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Mortgage

Document Number0M1485/826
DateJan 24, 2020
Book PageM1485/826
Instrument410997
Lender
NameNATIONAL HOMEBUYERS FUND INC
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJul 6, 2017
Property Address102 SETH WAY, GEORGETOWN, KY 40324-8008
Document NumberD388/634
Book / PageD388 / 634
Map ReferenceCAB8 SL231
Instrument DateJun 30, 2017
Instrument371265
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Tax$148.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 LEWIS HARGETT CIR # 1, 444, LEXINGTON, KY 40503-3689

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SETH WAY, GEORGETOWN, KY 40324-8008

Tax Assessment & Valuation

The 2025 property tax bill for 102 Seth Way was $2,058.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,100 (-)$231,100 (-)
2025$2,058.00$231,100$231,100
2023$1,942.00 (+16.64%)$214,200 (+11.56%) Land $35,000 Building $179,200$214,200 (+11.56%) Land $35,000 Building $179,200
2022$1,665.00$192,000 Land $33,000 Building $159,000$192,000 Land $33,000 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Seth Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Seth Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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