Shiawassee County property record for 107 S Higgins St, Bancroft, MI 48414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,110 sqft · built 1920 |
| Lot Size | 0.154 acres (6,714 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $981 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-68-003-009 |
| Primary APN | 011-68-003-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 802 sqft |
| Basement Area | 308 sqft |
| Unfinished Basement | 308 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,714 sqft (0.154 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 107 S HIGGINS ST |
|---|---|
| City | BANCROFT |
| State | MI |
| Zip | 48414-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N.G. PHILLIP'S 2ND ADD VILLAGE OF BANCROFT LOT 9 ALSO N 10 FT OF LOT 8 BLK 3 |
| Legal Subdivision | N.G. PHILLIPS 2ND ADD |
| Legal Block | 3 |
| Legal Lot Number | 9,8 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | SHIAWASSEE |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 31302 |
107 S Higgins St is owned and occupied by two individuals who acquired it in February 2018.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 S HIGGINS ST, BANCROFT, MI 48414-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2020 | Deed of Trust, Mortgage MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT |
| Mar 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 28, 2018 |
| Transfer Doc | 0012430361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 107 S HIGGINS ST, BANCROFT, MI 48414-9495 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 107 S HIGGINS ST, BANCROFT, MI 48414-9495 |
| Document Number | 0012720583 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 1272/583 |
| Instrument | 3336240 |
| Name | MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT |
|---|---|
| Type | Non-Lending Institution |
| Address | LANSING, MI 48912 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 2, 2018 |
| Property Address | 107 S HIGGINS ST, BANCROFT, MI 48414-9495 |
| Document Number | 0012430361 |
| Book / Page | 001243 / 000361 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 3306725 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $37.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 S HIGGINS ST BANCROFT MI 484149495, BANCROFT, MI 48414-9495 |
The 2025 property tax bill for 107 S Higgins St was $981 with a homeowner's exemption, up 2.6% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Bancroft Village |
| County | Shiawassee County |
| County Subdivision | Shiawassee Township |
| Unified School District | Durand Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,800 (-1%) | $79,600 (-1%) | |
| 2025 | $981.00 (+2.62%) Homeowner's exemption | $40,200 | $80,400 |
| 2024 | $956.00 (+15.04%) | ||
| 2023 | $831.00 Homeowner's exemption | $38,200 | $76,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 S Higgins St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 S Higgins St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: DayStarr, Verizon.
5G (outdoors only) and 4G LTE
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