Ellis County property record for 107 Ridge Oak Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1985 |
| Lot Size | 0.589 acres (25,657 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,900 (Sep 2009) |
| Tax Bill | $2,179 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R154702 |
| Primary APN | R154702 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,984 sqft |
| 1st Floor Area | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,657 sqft (0.589 acres) |
| Lot Dimensions | 190 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 88 sqft |
| Deck Area | 506 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 107 RIDGE OAK DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 8 SHADOWRIDGE #2 0.589 ACRES |
| Legal Subdivision | SHADOWRIDGE #2 |
| Legal Block | 8 |
| Legal Lot Number | 26 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 60207 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 RIDGE OAK DR, RED OAK, TX 75154-5015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2009 · Amount on Record |
| Deed Sale | Sep 2, 2009 · Amount on Record |
| Prior Sale | Jun 23, 2009 · Amount on Record |
| Deed Document Number | 200919234 |
| Deed Book / Page | 2469 / 1944 |
| Prior Transfer Date | Aug 31, 2009 |
| Prior Transfer Doc | 0024691944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 107 RIDGE OAK DR, RED OAK, TX 75154-5015 |
| Document Number | 0000038875 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 107 RIDGE OAK DR RED OAK TX 751545015, RED OAK, TX 75154-5015 |
| Document Number | 0000038875 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 38875 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 22, 2040 |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,508 (+12.21%) | $321,796 (+11.02%) Land $95,000 Building $226,796 | |
| 2025 | $2,179.00 (-6.2%) Homeowner's exemption | $256,232 (-8.92%) Land $95,000 Building $194,862 | $289,862 (+3.04%) Land $95,000 Building $194,862 |
| 2024 | $2,323.00 (+15.57%) | ||
| 2023 | $2,010.00 (-31.86%) Homeowner's exemption | $281,319 Land $75,000 Building $206,319 | $281,319 Land $75,000 Building $206,319 |
| 2018 | $2,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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