Ellis County property record for 104 Ridge Oak Dr, Red Oak, TX 75154 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1984 |
| Lot Size | 0.589 acres (25,657 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,355 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R154737 |
| Primary APN | R154737 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,307 sqft |
| 1st Floor Area | 1,716 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,657 sqft (0.589 acres) |
| Lot Dimensions | 190 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 110 sqft |
| Deck Area | 360 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 RIDGE OAK DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 6 SHADOWRIDGE #2 .589 AC |
| Legal Subdivision | SHADOWRIDGE #2 |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 60207 |
Source: Ellis County records · APN R154737
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 RIDGE OAK DR, RED OAK, TX 75154-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 104 RIDGE OAK DR, RED OAK, TX 75154-5016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2121578 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2121578 |
| Name | CREDIT UNION OF TEXAS |
|---|---|
| Type | Credit Union |
| Address | ALLEN, TX 75013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 05, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,320 (+1%) | $354,598 (+9.64%) Land $95,000 Building $259,598 | |
| 2025 | $2,355.00 (-4.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $278,473 (-11.98%) Land $95,000 Building $228,430 | $323,430 (+2.23%) Land $95,000 Building $228,430 |
| 2024 | $2,474.00 (+15.93%) | ||
| 2023 | $2,134.00 (-22.2%) Homeowner's exemption | $316,374 Land $75,000 Building $241,374 | $316,374 Land $75,000 Building $241,374 |
| 2018 | $2,743.00 |
Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022, rainfall accumulation |
| Wildfire Risk | Low above 32% of the US · above 9% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group | Fixed Wireless | 500 / 100 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Spectrum, Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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