106 Ridge Oak Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 106 Ridge Oak Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,286 sqft · built 1984
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Individual Names on File
Last Sale	$358,997 (Feb 2024)
Tax Bill	$3,722 (2025)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R154738`

Property Details

APN / Parcel Number

Primary APN	`R154738`
Alternative APNs	`00821200600500111` `154738`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	1,710 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,657 sqft (0.589 acres)
Lot Dimensions	190 ft deep x 135 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	232 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 RIDGE OAK DR
City	RED OAK
State	TX
Zip	75154-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 6 SHADOWRIDGE #2 .589 AC
Legal Subdivision	SHADOWRIDGE #2
Legal Block	6
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3010
Census Tract	60207

Owner

Source: Ellis County records · APN R154738

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 RIDGE OAK DR, RED OAK, TX 75154-5016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 08, 2024 · Amount on Record
Deed Sale	Feb 08, 2024 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Document Number	20243641
Prior Transfer Date	May 09, 2016
Prior Transfer Doc	0000012762
Record Updated	Sep 20, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Feb 08, 2024
Property Address	106 RIDGE OAK DR, RED OAK, TX 75154-5016
Document Number	0002403641
Map Reference	CAB B SL 68
Instrument Date	Feb 07, 2024
Instrument	2403641
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	835 ROCK CREEK LN, RED OAK, TX 75154-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIDGE OAK DR, RED OAK, TX 75154-5016

Mortgage

Document Number	0002403642
Date	Feb 08, 2024
Instrument	2403642

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,162 (+9.53%) Land $95,000 Building $303,162	$398,162 (+9.53%) Land $95,000 Building $303,162
2025	$3,722.00 (-5.77%) Homeowner's exemption	$363,524 (+3.69%) Land $95,000 Building $268,524	$363,524 (+3.69%) Land $95,000 Building $268,524
2024	$3,950.00 (-23.77%)
2023	$5,182.00 (+7.58%)	$350,594 Land $75,000 Building $275,594	$350,594 Land $75,000 Building $275,594
2018	$4,817.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROCKETT SUD serves 46,614 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.