104 Rainbow Ct, Berea, KY 40403 Property Records

Madison County property record for 104 Rainbow Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 1995
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Jan 2019)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0074-0002-0015`

Property Details

APN / Parcel Number

Primary APN	`0074-0002-0015`
Alternative APNs	`116040` `79126` `45401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,425 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	45401
Street Address	104 RAINBOW CT
City	BEREA
State	KY
Zip	40403-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW ACRES LOT 69 BLK E
Legal Subdivision	RAINBOW ACRES
Legal Block	E
Legal Lot Number	69
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1003
Census Tract	11303

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	104 RAINBOW CT, BEREA, KY 40403-9004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 29, 2019	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Jul 15, 2009 · Amount on Record
Deed Document Number	2013987721
Deed Book / Page	D00769 / 366
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	104 RAINBOW CT, BEREA, KY 40403-9004
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2041/478
Date	Apr 9, 2021
Book Page	M2041/478
Instrument	2014033178

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 29, 2019
Property Address	104 RAINBOW CT, BEREA, KY 40403-9004
Document Number	D00769/366
Book / Page	D00769 / 366
Map Reference	MB 10 PG 38
Instrument Date	Jan 22, 2019
Instrument	2013987721
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1774 BRYSON LN, 1774, NASHVILLE, IN 47448

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	104 RAINBOW CT, BEREA, KY 40403-9004

Mortgage

Document Number	2013987722
Date	Jan 29, 2019
Instrument	2013987722

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,631.00 (+27.42%) Additional exemption filed	$173,000 (+31.06%)	$173,000 (+31.06%)
2023	$1,280.00	$132,000	$132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rainbow Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures