105 Rainbow Ct, Berea, KY 40403 Property Records

Madison County property record for 105 Rainbow Ct, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,676 sqft
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$64,000 (Jul 1992)
Tax Bill$1,121 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0074-0002-0003

Property Details

APN / Parcel Number

Primary APN0074-0002-0003
Alternative APNs
  • 134427
  • 97234
  • 64375

Interior

Stories1 Story
Building Area1,676 sqft Living Area

Exterior

Exterior MaterialStone
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number64375
Street Address105 RAINBOW CT
CityBEREA
StateKY
Zip40403-9005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINBOW ACRES LOT 57 BLK E
Legal SubdivisionRAINBOW ACRES
Legal BlockE
Legal Lot Number57
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1001
Census Tract11303

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 RAINBOW CT, BEREA, KY 40403-9005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 1992 · Amount on Record
Deed SaleJul 30, 1992 · Amount on Record
Deed Document Number0000426549
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address105 RAINBOW CT, BEREA, KY 40403-9005
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyRADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM02005/658
DateDec 18, 2020
Book PageM02005/658
Instrument2014026157
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term179 Months
DueNov 24, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,121.00 (-20.27%) Homeowner's exemption$168,000 (+15.86%)$168,000 (+15.86%)
2023$1,406.00$145,000$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims2 (2010–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

May also be available: Uniti Group.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rainbow Ct

Nearby Streets

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