Glynn County property record for 107 Pine Tree, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,004 sqft · built 1990 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500,000 (Jan 2024) |
| Tax Bill | $16,796 (2026) |
| Deeds & Mortgages | Jan 2024 Sale Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-06192 |
| Primary APN | 04-06192 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,004 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Pool Area | 360 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 304 sqft |
| Patio Area | 219 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 107 PINE TREE |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDG |
| Legal Description | LOT 7 SSI CLUB PHS IV |
| Legal Subdivision | SSI CLUB |
| Legal Phase | IV |
| Legal Block | 14 |
| Legal Lot Number | 7 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 104 |
107 Pine Tree is owned and occupied by an individual who bought it in January 2024.
Source: Glynn County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 PINE TREE, SAINT SIMONS ISLAND, GA 31522-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2024 | Warranty Deed, Transfer |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK |
| Dec 28, 2018 | Grant Deed, Transfer · Conventional Mortgage PRIMESOUTH BK |
| Dec 28, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 28, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on File |
| Deed Sale | Jan 24, 2024 · Amount on File |
| Prior Sale | Dec 19, 2018 · Amount on File |
| Deed Book / Page | 4927 / 369 |
| Prior Transfer Date | Jul 10, 2008 |
| Prior Transfer Doc | 0024620227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Jan 24, 2024 |
| Property Address | 107 PINE TREE, SAINT SIMONS ISLAND, GA 31522-2458 |
| Document Number | 0049270369 |
| Book / Page | 4927 / 369 |
| Instrument Date | Jan 24, 2024 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 PINE TREE, ST SIMONS ISLAND, GA 31522-2458 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 107 PINE TREE, ST SIMONS ISLAND, GA 31522-2458 |
| Document Number | 0043240395 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 107 PINE TREE ST SIMONS ISLAND GA 315222458, ST SIMONS ISLAND, GA 31522-2458 |
| Document Number | 0043240395 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 004324/000395 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Dec 28, 2018 |
| Property Address | 107 PINE TREE, ST SIMONS ISLAND, GA 31522-2458 |
| Document Number | 0039810048 |
| Book / Page | 003981 / 000048 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 13729 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 PINE TREE ST SIMONS ISLAND GA 315222458, ST SIMONS ISLAND, GA 31522-2458 |
| Document Number | 39810054 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 003981/000054 |
| Name | PRIMESOUTH BK |
|---|---|
| Type | Bank |
| Address | JESUP, GA 31545 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Dec 28, 2018 |
| Property Address | 107 PINE TREE, ST SIMONS ISLAND, GA 31522-2458 |
| Document Number | 0039810051 |
| Book / Page | 003981 / 000051 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 13730 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $284.62 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 PINE TREE ST SIMONS ISLAND GA 315222458, ST SIMONS ISLAND, GA 31522-2458 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Dec 28, 2018 |
| Property Address | 107 PINE TREE, ST SIMONS ISLAND, GA 31522-2458 |
| Document Number | 0039810045 |
| Book / Page | 003981 / 000045 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 13728 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.88 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 PINE TREE ST SIMONS ISLAND GA 315222458, ST SIMONS ISLAND, GA 31522-2458 |
The 2026 property tax bill for 107 Pine Tree was $16,796, up 24% from the year before.
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,796.00 (+23.96%) | $669,760 (+23.96%) Land $180,000 Building $489,760 | $1,674,400 (+23.96%) Land $450,000 Building $1,224,400 |
| 2025 | $13,550.00 | $540,320 Land $180,000 Building $360,320 | $1,350,800 Land $450,000 Building $900,800 |
| 2023 | $354,400 (+18.75%) Land $171,200 Building $183,200 | $886,000 (+18.75%) Land $428,000 Building $458,000 | |
| 2022 | $7,484.00 | $298,440 Land $160,000 Building $138,440 | $746,100 Land $400,000 Building $346,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 107 Pine Tree in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 345 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 525 units insured incl. 180 condo units |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Pine Tree is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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