Glynn County property record for 104 Pine Tree, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,298 sqft · built 1985 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $16,694 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-06196 |
| Primary APN | 04-06196 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,298 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Pool Area | 432 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 514 sqft |
| Patio Area | 638 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 PINE TREE |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDG |
| Legal Description | LOT 3 SSI CLUB PHS IV |
| Legal Subdivision | SSI CLUB |
| Legal Phase | IV |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 104 |
104 Pine Tree is owned and occupied by an individual.
Source: Glynn County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 PINE TREE, SAINT SIMONS ISLAND, GA 31522-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 104 Pine Tree was $16,694, up 12.4% from the year before.
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,694.00 (+12.45%) | $665,680 (+12.45%) Land $170,000 Building $495,680 | $1,664,200 (+12.45%) Land $425,000 Building $1,239,200 |
| 2025 | $14,846.00 | $592,000 Land $170,000 Building $422,000 | $1,480,000 Land $425,000 Building $1,055,000 |
| 2023 | $567,720 (+49.86%) Land $156,000 Building $411,720 | $1,419,300 (+49.86%) Land $390,000 Building $1,029,300 | |
| 2022 | $9,500.00 | $378,840 Land $147,000 Building $231,840 | $947,100 Land $367,500 Building $579,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Pine Tree in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 345 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 525 units insured incl. 180 condo units |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Pine Tree is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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